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    CDs Tiered interest paid quarterly; terms from three to 60 months.

  • IRAs

    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

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      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.

Low Rate Real Estate Loans

Real Estate Loans as low as 2.75% APR

These historically low rates won't be around forever! Apply today and take advantage of the personalized service we offer.  

Texas Cash Out Mortgages

As low as 2.75% APR for terms up to 5 years

As low as 3.49% APR for terms up to 15 years

Apply now to refinance your mortgage and cash out today.

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Home Equity Loans as low as 2.75% APR

By taking advantage of your home's equity you can have access to the cash you need now.

Access the money you need, when you need it.

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Low Rate Mortgage Loans

With low rates and personalized service, we're here to make financing your home as simple as possible.

Explore your mortgage loan opportunities today.

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UHCU Real Estate Loan Benefits

  • No application fees
  • Real estate loans with historically low rates
  • Quick, convenient, customized loans based on your needs
  • Assistance navigating the buying or refinancing process

Apply for a UHCU Real Estate Loan today!

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More Information

Learn more about our Mortgage Loan and Home Equity Loan programs.

To speak to a UHCU loan specialist, call:


Low Rate Austin Real Estate Loans

APR = Annual Percentage Rate. Limited time offer. United Heritage policies, terms, conditions and restrictions apply.
Offers not eligible on existing United Heritage loans. Rates and fees subject to change without notice.
Membership required. APR is subject to underwriting approval and may increase depending on borrower qualification and applicable finance charges.
50(a)(6) first lien only. Closing costs apply. Principal and interest payment on a $10,000 loan, 5 year term at 2.75% APR is $178.58. Principal and interest payment on a $10,000 loan, 15 year term at 3.49% APR is $71.44. NMLS #630601.

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