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    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

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Low Rate Real Estate Loans

Low Rate Real Estate Loans

Why go anywhere else for a real estate loan?

Real Estate Loans as low as 2.75% APR 

These historically low rates won't be around forever! Apply today and take advantage of the personalized service we offer.  

Texas Cash Out Mortgages as low as
2.75% APR for terms up to 5 years
3.49% APR for terms up to 15 years
Access your money, lower your fixed rate and lower your payment.

Enjoy the benefits of a UHCU Real Estate Loan:

  • No application fees
  • Real estate loans with historically low rates
  • Quick, convenient, customized loans based on your needs
  • Assistance navigating the buying or refinancing process

Ask us about our great rates on mortgage loans, too!

Refinance your mortgage and cash out today.

 Get Started

More Information

Learn more about our Mortgage Loan and Home Equity Loan programs.

To speak to a UHCU loan specialist, call:


Low Rate Austin Real Estate Loans

APR = Annual Percentage Rate. Limited time offer. United Heritage policies, terms, conditions and restrictions apply.
Offers not eligible on existing United Heritage loans. Rates and fees subject to change without notice.
Membership required. APR is subject to underwriting approval and may increase depending on borrower qualification and applicable finance charges.
50(a)(6) first lien only. Closing costs apply. Principal and interest payment on a $10,000 loan, 5 year term at 2.75% APR is $178.58. Principal and interest payment on a $10,000 loan, 15 year term at 3.49% APR is $71.44. NMLS #630601.

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