• CDs

    CDs Tiered interest paid quarterly; terms from three to 60 months.

  • IRAs

    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

  • Financial Advisor

    LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.

    • Added Benefits

      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.

Certificate of Deposit Accounts

A short-term way to make money while saving money.

Certificate of Deposit (CD) Accounts

Similar to a savings account, a Certificate of Deposit (CD) is a great option for putting aside money while earning interest. With fixed dividend rates and terms ranging from three months to five years, our CDs give you flexibility and a higher yield than a savings account.

CD Features

  • $1,000 minimum opening balance
  • NO monthly fee
  • NO service charge
  • NO administration fees
  • DIVIDENDS paid quarterly
  • TIERED interest rates
  • INSURED up to $250,000
  • WITHDRAW dividends before maturity without penalty
  • TERMS available for 3, 6, 12, 18, 24, 36, 48 and 60 months


Ready to enjoy the benefits of a CD? Open one today.

  Open Now

Not a member yet?

  Get Started

Financial Tips

Whether you're just starting out on your own or considering retirement, there are several financial tips that apply to everyone.

  • Set Specific Goal(s)
  • Make a Budget
  • Save / Invest
  • Pay Off High-Interest Debt
  • Insure Yourself
  • Consider Buying a Home
  • Diversify Investments
  • Create a Will
  • Focus on Life Stages
  Learn More


UHCU Branch Locations


Membership/Regular Savings required.
Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for current dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees. 
Early withdrawal subject to loss of dividends.


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