• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Auto Loans

    New or Used Car Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More


Helping you make informed financial decisions.

Find a UHCU Branch/ATM

  Find it


  • Monthly Mortgage Payment Calculator - Want to see what your mortgage payments will look like? Use this mortgage calculator to estimate what your monthly payments will be.
  • How Much Can I Afford? - Curious to see what kind of loan you can afford? Use this calculator to determine how much you’ll be able to borrow.
  • Qualifying For a Loan - Not sure you qualify as a borrower? Use this calculator to determine how much income you need to qualify for the home of your dreams.
  • Buying vs. Renting - Is it time to make the leap to home ownership? Use this calculator to help you determine the benefits of owning versus renting.
  • Should I Refinance? - Your old APR (Annual Percentage Rate) is too high? Estimate your benefits of refinancing using this calculator.
  • Compare Loan Options - Looking for the loan that will work best for your needs? Use this calculator to compare your options.
  • Pay Extra Each Month - Considering making extra payments? Use this calculator to determine if making extra payments can shorten the length of your mortgage.
  • What is My Real Loan Rate? - Processing fees, origination fees, appraisals and more. You could end up paying all of these, but they’re not included in your loan amount. Compare loan rates to determine the loan’s real APR.
  • Payment Per $1,000 - Considering a home that’s a bit over your original budget? Use this calculator to determine how much your loan payments will go up per each additional $1,000 added to the mortgage. 
  • Pay Points to Lower Your Rate - Trying to lower your interest rate? Use this calculator to determine the benefit of lowering your interest rate by paying additional points up front.
  • Remaining Mortgage Principal - Want to see how much you still owe on your mortgage? Use this calculator to determine how much principal you still have left to pay on your current mortgage.
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

  • We're making banking personal again.

  •   Find a Location Near You