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All UHCU branches will be closed on Monday, January 21, in observance of Martin Luther King Jr. Day. Branches will be open for normal business hours on Tuesday, January 22.

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Low Rate Real Estate Loans

Real Estate Loans 

These historically low rates won't be around forever! Get started today and take advantage of the personalized service we offer.  

  • No application fees
  • Real estate loans with historically low rates
  • Quick, convenient, customized loans based on your needs
  • Assistance navigating the buying or refinancing process

We Can Help

Fill out the form below to take advantage of these historically low rates today!

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Texas Cash Out Mortgages

Refinance your existing mortgage balance while simultaneously cashing out a portion of the equity in your home.

Home Equity Loans

By taking advantage of your home's equity you can have access to the cash you need now.

Low Rate Mortgage Loans

With low rates and personalized service, we're here to make financing your home as simple as possible.

APR = Annual Percentage Rate. Limited time offer. United Heritage policies, terms, conditions and restrictions apply.
Offers not eligible on existing United Heritage loans. Rates and fees subject to change without notice.
Membership required. APR is subject to underwriting approval and may increase depending on borrower qualification and applicable finance charges.
50(a)(6) first lien only. Closing costs apply. Principal and interest payment on a $10,000 loan, 5 year term at 2.75% APR is $178.58. Principal and interest payment on a $10,000 loan, 15 year term at 3.49% APR is $71.44. NMLS #630601.

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