Skip to main content
Sign In

Rates & Fee Schedules

Providing value to our members is a top priority at United Heritage. And to us, offering low rates and high yields is part of that value. Whether you’re looking for low-cost money management options or loan rates, see how much you can save when you make UHCU your financial partner.

Business Rates

Better banking options for your business. Your small business deserves the best products and services available.

Effective 9.15.2019


  Business Savings Business Savings Basic Business Checking Classic Business Checking Analysis Business Checking
Balance to Earn Dividends  $250 – $1,999 $2,000 and above N/A N/A Earnings Credit based on 90-Day T-Bill
Dividend Rate 0.20%* 0.15%* N/A N/A Earnings Credit based on 90-Day T-Bill
Annual Percentage Yield 0.20%* 0.15%* N/A N/A Earnings Credit based on 90-Day T-Bill
Minimum to Open $1 $1 $100 $100 $100
Minimum Balance $1 $1 $1,000 $5,000 N/A

Regular Savings account required for all Business accounts. Par value of one share is $1.
For dividend computation refer to your business account agreement. All accounts are variable-rate accounts except those specifically indicated as fixed-rate accounts. Dividend rates and annual percentage yields are determined by the Board of Directors and are subject to change at any time.
Programs (including, without limit, fees, rates and features) subject to change without notice.
Business Savings account dividends are compounded quarterly.
Fees may reduce earnings.
See Business Fee Schedule for applicable fees if balance drops below minimum.
Earnings Credit: Based on 90-day T-Bill applied to the average/investable available balance of qualified Business Checking accounts.
See Business Fee Schedule for applicable fees.
  • We're making banking personal again.

  •   Find a Location Near You