Savings & Investments Rates
With a variety of options, our Savings & Investment products help you reach your goals. Higher yield accounts begin at UHCU.
Effective 8.15.2018
|
|
Regular Savings* |
Special Savings* |
Student Savings* |
Holiday Savings* |
Independence Account** |
Fixed-Rate
Certificate of Deposit*** |
Individual Retirement
Account |
Individual Retirement
Account Variable Rate |
|
Balance to Earn Dividends |
$100 – $1,999;
$2,000 and above |
$100 – $1,999;
$2,000 and above |
N/A |
N/A |
$100 – $4,999;
$5,000 – $9,999;
$10,000 and above |
Monthly Terms:
3; 6; 12; 18; 24; 36; 48; 60 |
Fixed-Rate Monthly Terms:
12; 18; 24; 36; 48; 60 |
N/A |
|
Dividend Rate |
0.20%; 0.15% |
0.20%; 0.15% |
0.25% |
0.25% |
0.50%; 0.75%; 1.00% |
.40%; .95%; 1.20%; 1.30%;
1.54%; 1.84%; 2.03%; 2.33% |
1.20%; 1.30%; 1.54%;
1.84%; 2.03%; 2.33% |
.35% |
|
Annual Percentage Yield |
0.20%; 0.15% |
0.20%; 0.15% |
0.25% |
0.25% |
0.50%; 0.75%; 1.00% |
.40%; .95%; 1.20%; 1.20%;
1.30%; 1.55%; 2.05%; 2.35% |
1.20%; 1.30%; 1.55%;
1.85%; 2.05%; 2.35% |
.35% |
|
Minimum to Open |
$1 |
$1 |
$1 |
$5 |
$100 |
$1,000 |
$1,000 |
N/A |
|
Minimum Balance |
$1 |
N/A |
N/A |
N/A |
$100 |
$1,000 |
$1,000 |
N/A |
*Dividend rates are compounded quarterly.
**Dividend rates are compounded monthly. 30-month investment term.
***Three month Certificate of Deposits (CDs) are not compounded. Dividends are credited at maturity. All other CDs and Individual Retirement
Membership/Regular Savings account required for all Savings accounts, CDs and IRAs.
Dividend rates and annual percentage yields are determined by the Board of Directors and are subject to change at any time.
Accounts (IRAs) are compounded quarterly.
Fees may reduce earnings.
See Fee Schedule for applicable fees if balance drops below minimum.