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Notification:

All UHCU branches will be closed on Monday, January 21, in observance of Martin Luther King Jr. Day. Branches will be open for normal business hours on Tuesday, January 22.

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Austin Credit Union

Your Austin Credit Union

United Heritage Credit Union is proud to call Austin home. United Heritage is a credit union that offers a better banking option for Central Texans because it’s a not-for-profit cooperative that values the financial well-being of its members. Join UHCU's membership today and find out why we're the financial institution of choice for so many Austinites.


Enjoy the Benefits of Membership

Wondering if you can become a member? You're eligible for UHCU membership if you live, work, attend school or own a business in one of the following Austin area counties: Travis, Williamson, Bastrop, Caldwell or Hays. This includes communities such as Cedar Park, Lakeway, Round Rock, Kyle, Georgetown, River Place and Westlake. It's that easy! 


Once you join, you'll enjoy the perks found below.

 Get Started




Low Rate Austin Auto Loans

Low Rate Austin Real Estate Loans

More Information

Find more information about becoming a member.

Have a question? To speak to a UHCU representative, call:

512.435.4545



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