Skip to Main Content
  • CDs

    CDs Tiered interest paid quarterly; terms from three to 60 months.

  • IRAs

    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

  • Financial Advisor

    LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.

    • Added Benefits

      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.

"Austin bank", "best local bank", "Austin Texas banks"

Checking and Savings Accounts

United Heritage Credit Union is making banking personal again. Beyond opening accounts and making transactions, we focus on meeting your needs and exceeding your expectations. UHCU has a comprehensive menu of services, convenient online and mobile banking options, a vast network of free ATMs and personalized accounts tailored to fit your needs.

Checking Accounts


UHCU offers four distinct checking options, including accounts specifically designed for teens and those looking for a second chance at banking. Review our checking accounts and choose the one that’s right for you.

 Learn more

Savings Accounts


Saving money is easy at UHCU. We make the process as simple as possible with a variety of savings accounts that can help your funds grow.

 Learn more

Youth Accounts

Start your child or teen on the path to financial success with one of UHCU's youth accounts. From a first bank account to a college savings account, we have something for the entire family.

 Learn more

Debit Cards

With our instant issue debit cards, you won’t have to wait to access your money. Visit any full-service branch to have your debit card printed in minutes.

 Learn more

UHCU Branch Locations
  • We're making banking personal again.

  •   Find a Location Near You