• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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All UHCU branches will be closed on Thursday, November 26, in observance of Thanksgiving Day. Branches will be open for normal business hours on Friday, November 27.

"Austin bank", "best local bank", "Austin Texas banks"

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Checking and Savings Accounts

United Heritage Credit Union is making banking personal again. Beyond opening accounts and making transactions, we focus on meeting your needs and exceeding your expectations. UHCU has a comprehensive menu of services, convenient online and mobile banking options, a vast network of free ATMs and personalized accounts tailored to fit your needs.

Checking Accounts


UHCU offers four distinct checking options, including accounts specifically designed for teens and those looking for a second chance at banking. Review our checking accounts and choose the one that’s right for you.

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Savings Accounts


Saving money is easy at UHCU. We make the process as simple as possible with a variety of savings accounts that can help your funds grow.

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Youth Accounts

Start your child or teen on the path to financial success with one of UHCU's youth accounts. From a first bank account to a college savings account, we have something for the entire family.

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Debit Cards

With our instant issue debit cards, you won’t have to wait to access your money. Visit any full-service branch to have your debit card printed in minutes.

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UHCU Branch Locations
  • We're making banking personal again.

  •   Find a Location Near You