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Choice Checking Account

Everyone deserves a second chance, especially when it comes to reestablishing financial standing. UHCU will help you rebuild your banking history and reclaim financial freedom with a Choice Checking account. With unlimited check writing, a low monthly fee and a starting balance of only $20, this is the checking account to get you back on track.

 

Choice Checking

We believe in giving you a second chance.

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More Checking Benefits

At UHCU, you get even more.

  •  FREE account transfers**
  •  eStatements
  •  OVERDRAFT protection
  •  FREE in-branch & phone service
  •  DIGITAL copies of cleared checks
  •  ACCOUNT alerts
  •  LOBBY coin counters
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Premier Perks

Turn your checking or savings account into a powerful financial protection and money-saving tool. For only $5.95 a month you can add Premier Perks benefits to a new or existing checking or savings account.

  • Identity theft and fraud protection
  • Credit card protection service
  • Savings on dining, recreation, everyday purchases and more
  • Discounts on prescriptions and vision care
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UHCU Branch Locations






*Web BillPay is free when it is actively being utilized. An inactivity fee of $6.95 is assessed if there is fewer than one (1) payment processed during the Web BillPay calendar monthly billing cycle.
**Excludes overdraft transfers. 
Membership/Regular Savings required for all checking accounts.
Programs (including, without limit, fees, rates and features) subject to change without notice.
See Fee Schedule for applicable fees.
Overdraft Protection is available for all checking accounts from the designated savings account up to the amount of funds on deposit.
Overdraft loans and Courtesy Pay Protection are subject to qualification as per United Heritage policies.
Copies of cleared checks endorsed within 18 months of request date are free via Online Banking.
  • We're making banking personal again.

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