• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Calculators

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

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  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More

Teen Checking

Start your teen on the path to financial responsibility.


All UHCU Checking Accounts come with FREE:

Mobile Banking / Online Banking / eStatements /
In-Branch & Phone Service / Digital Copies of
Cleared Checks / Direct Deposit

Find a UHCU Branch/ATM

  Find it

Teen Checking Account

Don’t wait until your teen is out of the house to educate him or her about responsible money management. With no minimum balance requirement, no monthly fee and free account access, UHCU Teen Checking has everything your teen needs for an early start to financial success. No matter if your teen is a full-time student or has an after-school job, he or she can enjoy all the benefits of banking with United Heritage. 

 

Teen Checking

The perfect account for banking beginners ages 12 - 17.

  • $0 minimum opening balance
  • NO monthly balance requirement
  • NO monthly fee
  • INSTANT ISSUE VISA Debit Card
  • FREE account transfers*
  • CHECK writing available for ages 16–17
  • NO per check charges
  • INSURED up to $250,000

More Checking Benefits

At UHCU, you get even more.

  •  FREE Mobile Banking/App
  •  FREE Online Banking
  •  eStatements
  •  OVERDRAFT protection
  •  FREE in-branch & phone service
  •  DIGITAL copies of cleared checks
  •  ACCOUNT alerts
  •  FREE lobby coin counters
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UHCU College Savings Tips

By making smart financial choices, you'll be able to save for college tuition and other higher education expenses.

  • Start as soon as possible.
  • Stocks are a great option for your college savings portfolio.
  • Mutual funds can help you reach your savings goals.
  Learn More
UHCU Mobile App

*Excludes overdraft transfers. 
Membership/Regular or Student Savings required.
Programs (including, without limit, fees, rates and features) subject to change without notice.
See Fee Schedule for applicable fees.
Instant Issue Visa® Debit Card: Get a custom designed, instant issue Visa® Debit Card for just $1.
Overdraft Protection is available for all checking accounts from the designated savings account up to the amount of funds on deposit.
Overdraft loans and Courtesy Pay Protection are subject to qualification as per United Heritage policies.
Copies of cleared checks endorsed within 18 months of request date are free via Online Banking.

  • We're making banking personal again.

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