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  • CDs

    CDs Tiered interest paid quarterly; terms from three to 60 months.

  • IRAs

    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

  • Financial Advisor

    LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.

    • Added Benefits

      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.

Teen Checking Account

Don’t wait until your teen is out of the house to educate him or her about responsible money management. With no minimum balance requirement, no monthly fee and free account access, UHCU Teen Checking has everything your teen needs for an early start to financial success. No matter if your teen is a full-time student or has an after-school job, he or she can enjoy all the benefits of banking with United Heritage. 


Teen Checking

The perfect account for banking beginners ages 12 - 17.

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More Checking Benefits

At UHCU, you get even more.

  •  FREE account transfers*
  •  eStatements
  •  OVERDRAFT protection**
  •  FREE in-branch & phone service
  •  DIGITAL copies of cleared checks
  •  ACCOUNT alerts
  •  FREE lobby coin counters
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UHCU College Savings Tips

By making smart financial choices, you'll be able to save for college tuition and other higher education expenses.

  • Start as soon as possible.
  • Stocks are a great option for your college savings portfolio.
  • Mutual funds can help you reach your savings goals.
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UHCU Mobile App. Click here to Download the new Mobile App.

*Excludes overdraft transfers. 
**Overdraft Protection is available for all checking accounts from the designated savings account up to the amount of funds on deposit.
Membership/Regular or Student Savings required.
Programs (including, without limit, fees, rates and features) subject to change without notice.
See Fee Schedule for applicable fees.
Instant Issue Visa® Debit Card: Get an Instant Issue Visa® Debit Card for just $5. Daily transaction limits applied to Teen Checking account debit cards.
Copies of cleared checks endorsed within 18 months of request date are free via Online Banking.

  • We're making banking personal again.

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