• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
 

Notification

Online, Mobile and Phone Banking will have intermittent availability the night of Saturday, April 18 from approximately 11:00 PM to 3:00 AM due to system maintenance.

Teen Checking

Start your teen on the path to financial responsibility.


All UHCU Checking Accounts come with FREE:

Mobile Banking / Online Banking / eStatements /
In-Branch & Phone Service / Digital Copies of
Cleared Checks / Direct Deposit

Find a UHCU Branch/ATM

  Find it

Teen Checking Account

Don’t wait until your teen is out of the house to educate him or her about responsible money management. With no minimum balance requirement, no monthly fee and free account access, UHCU Teen Checking has everything your teen needs for an early start to financial success. No matter if your teen is a full-time student or has an after-school job, he or she can enjoy all the benefits of banking with United Heritage. 

 

Teen Checking

The perfect account for banking beginners ages 12 - 17.

  Open Now

More Checking Benefits

At UHCU, you get even more.

  •  FREE account transfers*
  •  eStatements
  •  OVERDRAFT protection**
  •  FREE in-branch & phone service
  •  DIGITAL copies of cleared checks
  •  ACCOUNT alerts
  •  FREE lobby coin counters
  Open Now

UHCU College Savings Tips

By making smart financial choices, you'll be able to save for college tuition and other higher education expenses.

  • Start as soon as possible.
  • Stocks are a great option for your college savings portfolio.
  • Mutual funds can help you reach your savings goals.
  Learn More

UHCU Mobile App

*Excludes overdraft transfers. 
**Overdraft Protection is available for all checking accounts from the designated savings account up to the amount of funds on deposit.
Membership/Regular or Student Savings required.
Programs (including, without limit, fees, rates and features) subject to change without notice.
See Fee Schedule for applicable fees.
Instant Issue Visa® Debit Card: Get a instant issue Visa® Debit Card for just $1. Daily transaction limits applied to Teen Checking account debit cards.
Copies of cleared checks endorsed within 18 months of request date are free via Online Banking.

  • We're making banking personal again.

  •   Find a Location Near You