• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
 

Notification

Online, Mobile and Phone Banking will have intermittent availability the night of Saturday, April 18 from approximately 11:00 PM to 3:00 AM due to system maintenance.

VIP Money Market

More than a checking account, it's an investment opportunity.


All UHCU Checking Accounts come with FREE:

Mobile Banking / Online Banking / eStatements /
In-Branch & Phone Service / Digital Copies of
Cleared Checks / Direct Deposit

Find a UHCU Branch/ATM

  Find it

VIP Money Market Account

If you’re looking for a simple banking option that helps you get the most from your money, a VIP Money Market account is perfect for you. VIP Money Market has the convenience of a checking account plus added interest. With unlimited deposits, tiered interest rates and a starting balance of $2,500, UHCU's VIP Money Market account gives you a better return on your investment. 

 

VIP Money Market

Get treated like a VIP with this account.

  • DIVIDENDS paid monthly on balances exceeding $2,500
  • NO monthly fee with $2,500 minimum balance
  • UNLIMITED deposits
  • CLEAR up to three checks per month
  • INSURED up to $250,000
  • EXCLUSIVE rates for accounts of $100,000 or more
  • $5.95/month Premier Perks
  Open Now

More Checking Benefits

At UHCU, you get even more.

  •  FREE Mobile Banking/App
  •  FREE Online Banking
  •  eStatements
  •  OVERDRAFT protection
  •  FREE in-branch & phone service
  •  DIGITAL copies of cleared checks
  •  ACCOUNT alerts
  •  FREE lobby coin counters
  Open Now

Premier Perks

Turn your checking or savings account into a powerful financial protection and money saving tool. For only $5.95 a month you can add Premier Perks benefits to a new or existing checking or savings account.

  • Identity theft and fraud protection
  • Credit card protection service
  • Savings on dining, recreation, everyday purchases and more
  • Discounts on prescriptions and vision care
  Learn More

UHCU Mobile App

Membership/Regular Savings required.
Programs (including, without limit, fees, rates and features) subject to change without notice.
See Rates & Fees for current dividends.
See Fee Schedule for applicable fees.
Instant Issue Visa® Debit Card: Get a custom designed, instant issue Visa® Debit Card for just $1.
Overdraft Protection is available for all checking accounts from the designated savings account up to the amount of funds on deposit.
Overdraft loans and Courtesy Pay Protection are subject to qualification as per United Heritage policies.
Copies of cleared checks endorsed within 18 months of request date are free via Online Banking.

  • We're making banking personal again.

  •   Find a Location Near You