• CDs

    CDs Tiered interest paid quarterly; terms from three to 60 months.

  • IRAs

    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

  • Financial Advisor

    LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.

    • Added Benefits

      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.


Debit Cards

We believe accessing your money shouldn’t be difficult. A United Heritage VISA Debit Card enables you to withdraw funds from your account at any ATM worldwide and pay with your card instead of cash or a check anywhere that accepts VISA. To better protect you, UHCU uses VISA Falcon Fraud Prevention Service to continually monitor your card activity as well as identify and prevent fraudulent transactions on your account. UHCU VISA Debit Cards are a safe and convenient alternative to other payment methods.

EMV Chip Debit Cards

UHCU VISA Debit Cards are being upgraded to new EMV Chip Debit Cards with embedded microchips for more secure transactions. For more information about EMV cards, check out the EMV Cards: What You Need to Know post on the United Heritage Blog.

Please note: Each new Debit Card has a new number, so you will need to update any recurring charges or automated payments you have set up with your existing UHCU VISA Debit Card.

Instant Issue VISA Debit Cards

At United Heritage, we make sure obtaining a VISA Debit Card is as quick and simple as possible. We offer Instant Issue VISA Debit Cards that come in a variety of custom designs and can be printed in minutes at any full-service UHCU branch location.  

Take a look at our Instant Issue VISA Debit Card custom designs.

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Fraud Protection

Visit our Information Center to learn more about how United Heritage protects your account from debit card fraud and our Fraud Protection page to learn how you can protect yourself.

To report a lost or stolen debit card after hours, please call 888.241.2510. If you are out of the country, please call 909.941.1398.

UHCU Checking Accounts

Open a checking account today to get your UHCU Debit Card and other great benefits.

  • Free Mobile Banking
  • Free Online Banking
  • Free eStatements
  • Direct Deposit
  Learn More

UHCU Freedom Checking

Programs (including without limit, fees and features) are subject to change without notice.
See Fee Schedule for applicable fees.
Use of debit card may incur fees from other banks.
Electronic Fund Transfers Disclosure

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