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  • CDs

    CDs Tiered interest paid quarterly; terms from three to 60 months.

  • IRAs

    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

  • Financial Advisor

    LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.

    • Added Benefits

      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.

Holiday Savings Account

Don’t let the holidays sneak up on you this year. With a deposit of only $5, you can open a United Heritage Holiday Savings account and put away funds throughout the year in preparation for the costly shopping season. Build your savings account through payroll deposits from another account or direct deposit from your employer. You can even use Online Banking to set up automatic monthly transfers into your UHCU Holiday Savings account so you'll be saving effortlessly. Add a little money at a time and, come November 1st, you’ll be ready to tackle your shopping list.

Holiday Savings Account Features

  • $5 minimum opening balance
  • NO monthly fee
  • DIVIDENDS paid quarterly on balances exceeding $5
  • FREE Mobile Banking/App
  • FREE Online Banking
  • UNLIMITED deposits
  • AUTOMATIC balance transfer to select checking or savings on November 1st
  • FREE lobby coin counters
  • INSURED up to $250,000
  Open Now

UHCU Financial Tips

Helping you build your wealth.

  • Set Specific Goal(s)
  • Make a Budget
  • Save / Invest
  • Pay Off High-Interest Debt
  • Insure Yourself
  • Consider Buying a Home
  • Diversify Investments
  • Create a Will
  • Focus on Life Stages
  Learn More

UHCU Freedom Checking

Membership/Regular Savings required.
Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for applicable dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees.
Early withdrawal closes account.

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