Don’t let the holidays sneak up on you this year. With a deposit of only $5, you can open a United Heritage Holiday Savings account and put away funds throughout the year in preparation for the costly shopping season. Build your savings account through payroll deposits from another account or direct deposit from your employer. You can even use Online Banking to set up automatic monthly transfers into your UHCU Holiday Savings account so you'll be saving effortlessly. Add a little money at a time and, come November 1st, you’ll be ready to tackle your shopping list.