• CDs

    CDs Tiered interest paid quarterly; terms from three to 60 months.

  • IRAs

    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

  • Financial Advisor

    LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.

    • Added Benefits

      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.

Independence Savings Account

If you’re looking for a higher return on your investment, United Heritage Credit Union's Independence Savings account is a great option. With its 30-month investment term, this high-yield savings account enables you to cash in on the funds you put away. Open your premium rate UHCU Independence Savings account today to get the most from your money. 


Independence Savings
Account Features

  • $100 minimum opening balance
  • NO monthly fee with $100 minimum balance
  • DIVIDENDS paid monthly on balances exceeding $100
  • FREE Mobile Banking/App
  • FREE Online Banking
  • UNLIMITED deposits
  • FREE lobby coin counters
  Open Now
 

UHCU Financial Tips

Helping you build your wealth.

  • Set Specific Goal(s)
  • Make a Budget
  • Save / Invest
  • Pay Off High-Interest Debt
  • Insure Yourself
  • Consider Buying a Home
  • Diversify Investments
  • Create a Will
  • Focus on Life Stages
  Learn More

UHCU Branch Locations



Membership/Regular Savings required.
Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for applicable dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees.
30-month investment term.
Early withdrawal subject to loss of dividends.


  • We're making banking personal again.

  •   Find a Location Near You