• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More


All UHCU branches will be closed on Thursday, November 26, in observance of Thanksgiving Day. Branches will be open for normal business hours on Friday, November 27.

Independence Savings

Save money with higher returns.

Find a UHCU Branch/ATM

  Find it

Independence Savings Account

If you’re looking for a higher return on your investment, United Heritage Credit Union's Independence Savings account is a great option. With its 30-month investment term, this high-yield savings account enables you to cash in on the funds you put away. Open your premium rate UHCU Independence Savings account today to get the most from your money. 

Independence Savings
Account Features

  • $100 minimum opening balance
  • NO monthly fee with $100 minimum balance
  • DIVIDENDS paid monthly on balances exceeding $100
  • FREE Mobile Banking/App
  • FREE Online Banking
  • UNLIMITED deposits
  • FREE lobby coin counters
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UHCU Financial Tips

Helping you build your wealth.

  • Set Specific Goal(s)
  • Make a Budget
  • Save / Invest
  • Pay Off High-Interest Debt
  • Insure Yourself
  • Consider Buying a Home
  • Diversify Investments
  • Create a Will
  • Focus on Life Stages
  Learn More

Membership/Regular Savings required.
Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for applicable dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees.
30-month investment term.
Early withdrawal subject to loss of dividends.

UHCU Branch Locations
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