• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Calculators

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
 

Notification

Due to inclement weather, all branches will open at 12:00 PM on Thursday, March 5. Please stay tuned for additional updates.

Regular Savings

Begin your UHCU financial journey with the right savings account.

Find a UHCU Branch/ATM

  Find it

Regular Savings Account

The Regular Savings account is your gateway to all United Heritage has to offer. An initial $1 deposit into a Regular Savings account grants you UHCU membership, making you eligible for our numerous products and services. Build your savings account through payroll deposits from another account or direct deposit from your employer. You can even use Online Banking to set up automatic monthly transfers into your UHCU savings account so you'll be saving effortlessly. 


Regular Savings Account Features

  • $1 minimum opening balance
  • NO monthly fee
  • DIVIDENDS paid quarterly on balances exceeding $100
  • FLEXIBLE access to cash
  • FREE lobby coin counters
  • INSURED up to $250,000
  Open Now
 

UHCU Financial Tips

Helping you build your wealth.

  • Set Specific Goal(s)
  • Make a Budget
  • Save / Invest
  • Pay Off High-Interest Debt
  • Insure Yourself
  • Consider Buying a Home
  • Diversify Investments
  • Create a Will
  • Focus on Life Stages
  Learn More



Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for applicable dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees.

UHCU Freedom Checking
  • We're making banking personal again.

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