• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Calculators

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

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  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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Special Savings

The simple way to save for something big.

Find a UHCU Branch/ATM

  Find it

Special Savings Account

No matter what you want to save for – a family vacation, new car or special occasion like a wedding, the United Heritage Special Savings account can help you realize your dreams. There’s no limit to the number of UHCU Special Savings accounts you can have and you're able to name them whatever you like, so saving for something special is easy. Build your savings account through payroll deposits from another account or direct deposit from your employer. You can even use Online Banking to set up automatic monthly transfers into your UHCU Special Savings account so you'll be saving effortlessly. To get started, all you need is $1 and a reason to save.


Special Savings Account Features

  • $1 minimum opening balance
  • NO monthly fee
  • NO monthly balance requirement
  • DIVIDENDS paid quarterly on balances exceeding $100
  • FLEXIBLE access to cash
  • FREE lobby coin counters
  • INSURED up to $250,000
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UHCU Financial Tips

Helping you build your wealth.

  • Set Specific Goal(s)
  • Make a Budget
  • Save / Invest
  • Pay Off High-Interest Debt
  • Insure Yourself
  • Consider Buying a Home
  • Diversify Investments
  • Create a Will
  • Focus on Life Stages
  Learn More



Membership/Regular Savings required.
Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for applicable dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees.

Low Rate Auto Loans
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