• CDs

    CDs Tiered interest paid quarterly; terms from three to 60 months.

  • IRAs

    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

  • Financial Advisor

    LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.

    • Added Benefits

      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.



Due to internet connectivity issues, members may experience intermittent accessibility when trying to sign in to Online Banking. 

Special Savings Account

No matter what you want to save for – a family vacation, new car or special occasion like a wedding – the United Heritage Special Savings account can help you realize your dreams. There’s no limit to the number of UHCU Special Savings accounts you can have and you're able to name them whatever you like, so saving for something special is easy. Build your savings account through payroll deposits from another account or direct deposit from your employer. You can even use Online Banking to set up automatic monthly transfers into your UHCU Special Savings account so you'll be saving effortlessly. To get started, all you need is $1 and a reason to save.

Special Savings Account Features

  • $1 minimum opening balance
  • NO monthly fee
  • NO monthly balance requirement
  • DIVIDENDS paid quarterly on balances exceeding $100
  • FREE Mobile Banking/App
  • FREE Online Banking
  • FLEXIBLE access to cash
  • FREE lobby coin counters
  • INSURED up to $250,000
  Open Now

UHCU Financial Tips

Helping you build your wealth.

  • Set Specific Goal(s)
  • Make a Budget
  • Save / Invest
  • Pay Off High-Interest Debt
  • Insure Yourself
  • Consider Buying a Home
  • Diversify Investments
  • Create a Will
  • Focus on Life Stages
  Learn More

Low Rate Auto Loans

Membership/Regular Savings required.
Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for applicable dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees.

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