• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More


All UHCU branches will be closed on Thursday, November 26, in observance of Thanksgiving Day. Branches will be open for normal business hours on Friday, November 27.

Student Savings

Make saving easy for young UHCU members.

Find a UHCU Branch/ATM

  Find it

Student Savings Account

With United Heritage Credit Union's Student Savings account, you can invest in your child’s future by teaching him/her the importance of financial responsibility. It’s never too early to learn how to be smart with money and a UHCU Student Savings account is the perfect way to start. This savings account is designed specifically for our members under the age of 18 with safeguards in place to make it a great learning tool. 

Student Savings Account Features

  • $0 minimum opening balance
  • NO monthly fee
  • DIVIDENDS paid quarterly
  • FREE Mobile Banking/App
  • FREE Online Banking
  • FLEXIBLE access to cash
  • FREE lobby coin counters
  • INSURED up to $250,000
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UHCU College Savings Tips

By making smart financial choices, you'll be able to save for college tuition and other higher education expenses.

  • Start as soon as possible.
  • Stocks are a great option for your college savings portfolio.
  • Mutual funds can help you reach your savings goals.
  Learn More

Required membership account for members under the age of 18.
Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for applicable dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees.
Adult signer required. Converts to a Regular Savings when member turns 18 years old.

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