Checking Accounts

Freedom Checking Manage your money with no fees and no minimums.

Choice Checking Your second chance to rebuild your financial history.

Teen Checking Our Freedom account tailored for ages 12 – 17.

VIP Money Market Tiered interest rates with unlimited deposits.

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Savings Accounts

Regular Savings Your gateway to all member services and products.

Special Savings Customizable account to help you save for something special.

Independence Savings Maximize your savings at a higher rate.

Holiday Savings Stuff this stocking to prepare for the holidays.

Student Savings Designed exclusively for our members under 18.

Coverdell Education Plan for your child’s education with tax-free growth.

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Youth Accounts

Teen Checking Our Freedom account tailored for ages 12 – 17.

Student Savings Designed exclusively for our members under 18.

Coverdell Education Plan for your child’s education with tax-free growth.
Debit Cards

Debit Cards Access your money instantly.
- Added Benefits
  
  Online Banking
  
  Mobile Banking
  
  Instant Issue Debit Cards
  
  Branch Services
  
  ATM Network
  Become a Member

Vehicle Loans

Auto Loans Let us take the stress out of the car buying process. Apply Now

Auto Refinance Enjoy lower interest rates and smaller payments when you refinance. Apply Now

Other Vehicle Loans Great rates on motorcycle, RV & boat loans. Apply Now

Auto Calculators Calculate the best auto loan term to fit your budget.
Real Estate Loans

Mortgage Loans Flexible financing options for the home of your dreams. Apply Now

Home Equity Loans Access cash using the equity you’ve built in your home. Apply Now

Mortgage Calculators Estimate monthly mortgage payments, how much house you can afford and more.
Personal Loans

Personal Loans Access to the money you need, when you need it. Apply Now

Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances. Apply Now

CD Secured Loans Establish credit or borrow money without a co-signer. Apply Now
Credit Cards

Credit Cards Industry-leading cards with competitive rates and benefits.
- Added Benefits
  
  Competitive, low interest rates.
  
  Sign most loan documents electronically with DocuSign.
  
  Personalized service from your UHCU Loan Specialist.
  Get Started

Personal Insurance

Auto Insurance Protect yourself and your car.

Homeowners Insurance Safeguard your home and the things in it.

Renters Insurance Cover your possessions against losses from fire, smoke, theft and more.

Motorcycle Insurance Enjoy the open road with coverage on your ride.

Recreational Insurance Secure coverage for your RV, boat or ATV.
Business Insurance

Business Insurance Get quotes for several facets of your business.

Business Owners Policy Quote Get a quote to insure your business in the event of damages or loss.

Commercial Auto Quote Determine the coverage you need for business vehicles.

Commercial Property Quote Prepare your business for anything with commercial property insurance.

General Liability Quote Make sure your business has sufficient liability coverage.

Workers' Compensation Quote Protect your business and your employees.

Cyber Breach Quote Keep your business safe from a cyber breach.
Additional Products

Telemedicine Access to quality medical care 24 hours a day, 7 days a week.

Pet Insurance Give your furry family members the health care they deserve.

CruiseControl Save thousands on the costs associated with owning a vehicle.
- Added Benefits
  
  Insurance FAQ
  
  Contact Us
  
  Get a Quote
  
  Claim Information
  
  Insurance services are provided through UHCU Insurance Services, LLC., a United Heritage Credit Union partner.

CDs

CDs Tiered interest paid quarterly; terms from three to 60 months.
IRAs

Variable-Rate IRA Call the shots with this flexible option.

Fixed-Rate IRA Deposit a fixed amount while earning higher returns.
Financial Advisor

LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.
- Added Benefits
  
  Glossary of Financial Terms Financial literacy starts with understanding financial terms.
  
  Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.

Online Services

Online Banking Online transactions make banking a breeze.

Mobile Banking Access your account any time, anywhere from your phone.
Rates & Fees

Checking Rates View rates and requirements for all UHCU checking accounts.

Loan Rates View rates and requirements for all UHCU loans.

Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

Fee Schedule Costs for our products and services.
Member Services

Personalized Services Accounts and products to fit your unique needs.

Convenience Services Web BillPay and direct deposit make money management simple.

Branch Services We go way beyond deposits and withdrawals at our branches.

Tax Services Don’t let tax-season stress get you down.
- Added Benefits
  
  Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.
  Join Now

Youth Accounts

When it comes to financial success, United Heritage understands the importance of starting early. That's why we offer several youth accounts to help children and teens get on the right track financially. Whether your child is depositing funds from a piggy bank or an after-school job, we have an account to fit your family's needs.

Apply Now