• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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Youth Accounts

Youth Accounts

Start your child on the right financial track.

Youth Accounts

When it comes to financial success, United Heritage understands the importance of starting early. That's why we offer several youth accounts to help children and teens get on the right track financially. Whether your child is depositing funds from a piggy bank or an after-school job, we have an account to fit your family's needs.

Teen Checking

The perfect account for banking beginners.

(0 reviews)

  • $0 minimum opening balance
  • NO monthly balance requirement
  • NO monthly fee
  • FREE Mobile Banking/App
  • FREE Online Banking
  • INSTANT ISSUE VISA Debit Card
  • FREE account transfers**
  • CHECK writing available for ages 16-17
  • NO per check charges
  • INSURED up to $250,000
  Learn More

Student Savings

Educate your student on the importance of saving.

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  Learn More

Coverdell Education Savings Account (CESA)

Higher education is expensive. Start saving today.

(0 reviews)

  • $2,000 annual contribution max
  • TAX-FREE earnings
  • BENEFICIARY is younger than 18 years old
  • EARNINGS to be used on educational expenses
  • INSURED up to $250,000
  Learn More


**Excludes overdraft transfers.
Membership/Regular or Student Savings required.
See Rates & Fees for current dividends. 
See Fee Schedule for applicable fees.
Information and disclosures for each account type and attached account product are included on the next linked page.



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