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Auto Loans

Auto Loans

We make the loan. You take the wheel.

When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. Whether you're purchasing a new or used car or refinancing a loan from another lender, we will work with you every step of the way.

Benefits of UHCU Auto Loans include:
  • Competitive, low rates
  • Personalized service
  • Quick and convenient loan closings - sign documents electronically via DocuSign
  • Assistance navigating the buying or refinancing process
  • Ask about no payments for 90 days!
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Buy a New or Used Vehicle

We want your car buying experience to be as simple as possible, which is why our auto loan specialists will work with you every step of the way - from pre-qualification to signing your name on the dotted line. 
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Refinance Your Current Loan

Refinance your current loan from another lender with UHCU. If you're looking to lower your auto loan payments, reduce your rate or shorten your term, UHCU may be able to help.
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Have Questions?

We're here to help.

To speak to a UHCU loan specialist, give us a call at 512.435.4444.

Loan Sales - Submit an Application or Check the Status of an Application:
Monday-Friday: 8:00 AM - 6:00 PM
Saturday: 9:00 AM - 3:00 PM

  Loan Service - Questions on Existing Loans:
Monday-Friday: 8:00 AM - 5:00 PM

Helpful Resources

How Much Car Can You Afford

How Much Car Can You Afford

Before buying a car, it's important to know how much you can afford and how the purchase will impact your overall budget.

Read More
7 Steps for First-Time Car Buyers

7 Steps for First-Time Car Buyers

Are you a first-time car buyer? Before heading to the dealership, check out these steps on how to best buy a car.

Read More
5 Tips for Buying a New Car

5 Tips for Buying a New Car

Whether you’re buying a new vehicle or a pre-owned vehicle that’s new-to-you, the experience should feel rewarding.

Read More

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Membership/Regular Savings account required. Limited time offer. United Heritage policies, terms, conditions and restrictions apply. Offers not eligible on existing United Heritage loans. Rates and fees subject to change without notice. APR applies to well-qualified borrowers. APR dependent on collateral, loan amount, credit and term selected. Loan interest begins to accrue on open date of loan. Delaying first payment for 90 days increases amount of interest paid over term of loan.
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