• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Auto Loans

    Auto Refinance Enjoy lower interest rates and smaller payments with refinancing.

    New or Used Car Loans Let us take the stress out of the car buying process.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind about any fluctuations in your finances.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
  • Online Services

    Online Banking Online transactions make banking a breeze.

    Mobile Banking Access your account any time, anywhere from your phone.

  • Rates and Fees

    Checking Rates View rates and requirements for all UHCU checking accounts.

    Loan Rates View rates and requirements for all UHCU loans.

    Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

    Fee Schedule View rates and requirements for all savings and investment opportunities.

  • Member Services

    Personalized Service Accounts and products to fit your unique needs.

    Convenience Services BillPay and direct deposit make money management simple.

    Branch Services We go way beyond deposits and withdrawals at our branches.

    Tax Services Don’t let tax-season stress get you down.

    • Added Benefits

      Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.

      Join Now

Credit Cards

Get a credit card with competitive rates and great benefits.

 



Find a UHCU Branch/ATM

  Find it

UHCU Credit Cards

If you’re looking for industry-leading credit cards offering competitive rates and a full range of benefits, you’ve come to the right place. With several options available, we have a card that meets your needs.

VISA Signature Rewards

  • GET 25% more on all points earned every month, automatically1
  • NO CAPS or limits on points earned
  • $25 cash back with your first purchase
  Apply Now

VISA Bonus Rewards PLUS

  • GET 50% more on all points earned every month, automatically2
  • NO CAPS or limits on points earned
  • $50 cash back with your first purchase
  Apply Now

VISA Platinum


  • OUR best introductory APR offer
  • SAVE on interest and pay down your other credit card balances faster
  • ENJOY the everyday convenience of a non-rewards card
  Apply Now

VISA College Rewards

  • EARN one reward point for every dollar spent
  • 1,000 bonus rewards points on first purchase
  • LOW rates and manageable credit lines
  Apply Now

 

VISA Secured Card


  • COMPETITIVE rates
  • LOW annual fee
  • FLEXIBLE credit lines based on a security deposit ranging from $300 to $5,000
  Apply Now


1The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)
2The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)
3Late payments and going over the credit limit may damage your credit history

Current Card Holders

Access your account through www.myaccountaccess.com.

To report a lost or stolen card, ask account questions or to get more information, please call 800.558.3424.

Payment Address:
Cardmember Service
P.O. Box 790408
P.O. Box 790408
St. Louis, MO 63179-0408

Billing Inquiries/Disputes:
Phone: 800.558.3424
Address: Cardmember Service
P.O. Box 6335
Fargo, ND 58125-6335

  • We're making banking personal again.

  •   Find a Location Near You