• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
 

Notification

Online, Mobile and Phone Banking will have intermittent availability on Saturday, April 25 from approximately 3:00 PM to 3:00 AM due to system maintenance.

Consumer Credit Cards

Get a credit card with competitive rates and great benefits.

 



Find a UHCU Branch/ATM

  Find it

UHCU Credit Cards

What do you want most from your credit card? Now you have a choice. Whatever your needs, we have a credit card that’s right for you.

Visa® Platinum Card

  • Our best introductory offer
  • Save on interest and pay down your other credit card balances faster

Visa Bonus Rewards Card

  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically1
  • $25 cash back after your first purchase

Visa Bonus Rewards PLUS Card

  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically2
  • $50 cash back after your first purchase
  • Low annual fee

Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas
  • Also earn up to 2% cash back at supermarkets and 1% on all other purchases
  • $25 cash back after your first

Travel Rewards American Express Card

  • 3X reward earnings on airline purchases, 2X reward earnings on restaurant and hotel purchases
  • $75 cash back after your first purchase
  • Low annual fee

Visa College Rewards

  • For college students
  • Great rates and manageable credit lines
  • Earn 1 reward point for every net $1 you spend on purchases

Visa Secured Card

  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000
  • Low annual fee



Current Card Holders

Access your account through www.myaccountaccess.com.

To report a lost or stolen card, ask account questions or to get more information, please call 800.558.3424.

Payment Address:
Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

Billing Inquiries/Disputes:
Phone: 800.558.3424
Address: Cardmember Service
P.O. Box 6335
Fargo, ND 58125-6335


Business Credit Cards

Our Visa® Business credit cards come with a variety of features and added security benefits.

  Learn More


1The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points).
2The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points).
3Late payments and going over the credit limit may damage your credit history.


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