• CDs

    CDs Tiered interest paid quarterly; terms from three to 60 months.

  • IRAs

    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

  • Financial Advisor

    LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.

    • Added Benefits

      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.



Online Banking, Mobile Banking and Phone Banking will have intermittent availability Saturday and Sunday, October 29 and 30, from 11:00 PM to 3:00 AM due to system maintenance.

Motorcycle, RV and Boat Loans

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United Heritage Credit Union has the loan for your other modes of transportation. If you need a motorcycle loan, recreational vehicle (RV) loan or boat loan, a UHCU loan specialist can help you secure a great, low rate.

Motorcycle Loans

Discover an exhilarating way to cruise past high gas prices and enjoy the great outdoors. Get a United Heritage loan for your new or used motorcycle and start touring the scenic routes of the Hill Country and beyond. UHCU even offers low-rate, flexible-term refinancing options for that motorcycle sitting in your garage.

Learn about the best loan for two wheels.

 Get Started 

RV Loans

Don’t wait to purchase your recreational vehicle and see all the beauty this country has to offer. A UHCU loan will get you on the road in no time – use it to finance your motorhome, camper, fifth wheel or travel trailer. With competitive rates and flexible terms, you can make your dreams of owning an RV and exploring the open road a reality.

Let the good times roll in your new RV.

 Get Started

Boat Loans

Beat the heat on Lake Travis, Lake Austin, Lake LBJ or any other lakes in a new boat financed by United Heritage. Take advantage of the best boat loan offer around – benefit from low rates, flexible terms and a UHCU loan specialist who will help you get on the water quickly without wading through a complicated loan process.

Captain a boat loan that won’t sink you.

 Get Started

Low Rate Austin Auto Loans

Have Questions?

To speak to a UHCU loan specialist, call:


Membership/Regular Savings account required.
United Heritage Lending Policies apply. 

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