• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More


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Personal Loans

(2 reviews)

United Heritage Credit Union's personal loan options give you the freedom and flexibility you need to reach your goals. Whether you want extra money for debt consolidation, cash management or unplanned expenses, a UHCU personal loan is a simple, straightforward solution. No matter where you are, our Austin loan specialists will work with you to ensure you get a personal loan product tailored to your situation.

Personal Loans

A UHCU personal loan is great if you're in need of cash but don't want to deal with high-interest credit cards or high rates. Use a personal loan to consolidate debt or pay for an unexpected expense. With a fixed rate and fixed terms, you can count on predictable monthly payments that make budgeting easier. Let a UHCU personal loan specialist help you take the hassle out of getting the money you need.

Need cash? Apply online for personal loan.

 Get Started

Line of Credit

Have the peace of mind that you'll be able to handle any fluctuations in your finances by establishing a personal line of credit. Access funds from your line of credit whenever you need, for whatever you need. You can even add your personal line of credit as overdraft protection to your UHCU checking account. In the event you have unexpected expenses, your line of credit will protect you against costly overdraft fees.

Manage your cash flow better with a line of credit.

 Get Started

April 20, 2017

Title: Always A+
Name: Michelle W.
Review: Thanks so much! I can always depend on UHCU. The employees are friendly and helpful in person, online, and via phone. I'm a longtime member for a reason!

Share and Certificate of Deposit Secured Loans

Share and certificate of deposit (CD) secured loans allow you to continue earning interest while using the funds from your savings account or CD as collateral for a loan. A share or CD secured loan is the best loan option if you're looking to establish credit, re-establish credit or borrow money without a co-signer.

Build your credit with a share or CD secured loan today.

 Get Started

December 8, 2016

Title: loan
Name: Michael Y.
Review: great job

Membership/Regular Savings account required.
United Heritage Lending Policies apply. 

Low Rate Auto Loans

Have Questions?

To speak to a UHCU loan specialist, call:


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