Checking Accounts

Freedom Checking Manage your money with no fees and no minimums.

Choice Checking Your second chance to rebuild your financial history.

Teen Checking Our Freedom account tailored for ages 12 – 17.

VIP Money Market Tiered interest rates with unlimited deposits.

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Savings Accounts

Regular Savings Your gateway to all member services and products.

Special Savings Customizable account to help you save for something special.

Independence Savings Maximize your savings at a higher rate.

Holiday Savings Stuff this stocking to prepare for the holidays.

Student Savings Designed exclusively for our members under 18.

Coverdell Education Plan for your child’s education with tax-free growth.

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Youth Accounts

Teen Checking Our Freedom account tailored for ages 12 – 17.

Student Savings Designed exclusively for our members under 18.

Coverdell Education Plan for your child’s education with tax-free growth.
Debit Cards

Debit Cards Access your money instantly.
- Added Benefits
  
  Online Banking
  
  Mobile Banking
  
  Instant Issue Debit Cards
  
  Branch Services
  
  ATM Network
  Become a Member

Real Estate Loans

Mortgage Loans Flexible financing options for the home of your dreams.

Home Equity Loans Access cash using the equity you’ve built in your home.

Mortgage Calculators Estimate monthly mortgage payments, how much house you can afford and more.
Vehicle Loans

Auto Loans Let us take the stress out of the car buying process.

Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

Auto Calculators Calculate the best auto loan term to fit your budget.
Personal Loans

Personal Loans Access to the money you need, when you need it.

Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

CD Secured Loans Establish credit or borrow money without a co-signer.
Credit Cards

Credit Cards Industry-leading cards with competitive rates and benefits.
- Added Benefits
  
  Competitive, low interest rates.
  
  Sign most loan documents electronically with DocuSign.
  
  Personalized service from your UHCU Loan Specialist.
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Investments

CDs Tiered interest paid quarterly; terms from three to 60 months.

IRAs No monthly fee; traditional and Roth IRA available.
Insurance

Term Life Insurance An affordable option to keep you covered.

Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

Long-Term Care Be prepared for an unexpected illness or hospitalization.

Auto Free, instant rate quotes from reputable carriers.
- Added Benefits
  
  Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.
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Learning Center

Fraud Protection Protect yourself from identity theft or fraud.

Financial Tips Build wealth and take control of your financial future.

Building Credit Credit history stays with you; make sure it’s good.

Investing Proper investments can make your money grow.

Credit Union FAQ Learn more about credit unions.
Life Event Planning

Buying a Car Things to think about before buying a new car.

Buying a Home Plan ahead before buying a new home.

Saving for College It’s never too early to start saving for your child’s education.
- Added Benefits
  
  Glossary of Financial Terms Financial literacy starts with understanding financial terms.
  
  Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.

Online Services

Online Banking Online transactions make banking a breeze.

Mobile Banking Access your account any time, anywhere from your phone.
Rates & Fees

Checking Rates View rates and requirements for all UHCU checking accounts.

Loan Rates View rates and requirements for all UHCU loans.

Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

Fee Schedule Costs for our products and services.
Member Services

Personalized Services Accounts and products to fit your unique needs.

Convenience Services Web BillPay and direct deposit make money management simple.

Branch Services We go way beyond deposits and withdrawals at our branches.

Tax Services Don’t let tax-season stress get you down.
- Added Benefits
  
  Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.
  Join Now

Welcome to UHCU Insure Personal Insurance

Personal Insurance via UHCU Insurance Services, LLC.

At UHCU Insurance Services, LLC., a United Heritage Credit Union partner, it is our sole purpose to make you feel like a member of our family. In doing so, it is our mission to protect your loved ones by offering you the best insurance coverage options at the most affordable price with service beyond your expectations.

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Auto Insurance

A contract between you and the insurance company, auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

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Flood Insurance

Flood insurance covers building and personal contents property against direct physical loss caused by flood damage.

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Renters Insurance

Renters insurance covers your possessions against losses from fire, smoke, lightning, vandalism, theft, explosions, windstorms and water damage from plumbing.

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Motorcycle Insurance

You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment.

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Recreational Vehicle Insurance

Your RV is – just like an automobile – a moving vehicle that needs to be covered by insurance.

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Boat Insurance

Get the most out of your time on the water with protection for you and your boat.

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UHCU Insurance Services, LLC. is a Credit Union Service Organization. Business conducted with UHCU Insurance Services, LLC. is separate and distinct from any business conducted with United Heritage Credit Union, its parent Credit Union. Insurance products offered by UHCU Insurance Services, LLC. are not (i) deposits of United Heritage Credit Union, its parent Credit Union or its partner Alloy Insurance Partners, therefore are not protected by the NCUA and are not exclusive to Credit Union members and (ii) an obligation of or guaranteed by UHCU Insurance Services, LLC., its parent Credit Union or its partner and may be subject to risk. Any insurance required as a condition of an extension of credit by United Heritage Credit Union need not be purchased from UHCU Insurance Services, LLC. and may be purchased from an agent or insurance company of the member’s choice.

We're making banking personal again.

Find a Location Near You

Personal Insurance via UHCU Insurance Services, LLC.

Auto Insurance

Homeowners Insurance

Flood Insurance

Renters Insurance

Motorcycle Insurance

Recreational Vehicle Insurance

Boat Insurance

We're making banking personal again.

Beyond Banking

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