• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits


      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

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  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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Join us.

You’ll get more than you expected.


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United Heritage Membership

Membership at United Heritage Credit Union comes with a lot of perks. More than just an account number, at United Heritage, you’re a member for life – and our members come first. Lower rates, higher yields and low fees are just a few of the benefits you’ll enjoy when you join the UHCU family.

Convenient Access

At UHCU, we believe that accessing your accounts should never be difficult. In an effort to provide you with the most convenient service possible, we offer a variety of ways you can access your accounts and information.

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Competitive Rates

More than just a great menu of products and services, we strive to offer our members competitive rates, whether it’s for an auto loan, a savings account or a CD.

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Personalized Service

At UHCU, it’s personal. And that approach to banking goes into everything we do, from offering a variety of account and loan options to striving to exceed member expectations with every transaction, every day.

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Convenience Services

Managing your money is a big job and, at UHCU, we offer a variety of convenience services that help make the job easier, such as direct deposit, Web BillPay and automatic account transfers.

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Branch Services

Our in-branch services go beyond account openings and basic transactions. We offer our members notary service, wire transfers, safe deposit boxes and more at our full-service branches.

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Tax Services

Tax season can be painful. Let us relieve the pressure with our helpful and money saving tax services.

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Become a Member

Becoming a member of UHCU is easy. Apply today to experience our personal approach to your financial needs.

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  • We're making banking personal again.

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