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    CDs Tiered interest paid quarterly; terms from three to 60 months.

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    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

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    LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.

    • Added Benefits

      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.

Loan Application

Want to go to Austin City Limits Music Festival in style this year? Apply for a UHCU Auto Loan from now until August 31 and you'll automatically be entered to win two VIP passes to the 2017 ACL Music Festival. Learn more about the Pick UHCU for an Auto Loan promotion here.

Ready to get started on your loan application? We’re ready to help you get the money you need. Our loan application process is fast and easy. Don’t put your dreams off for another day.

United Heritage Credit Union protects your confidential information using the latest in secure server technology. This information is for internal use only and will not be distributed to any other parties. Please see our Privacy Statement for more information.

United Heritage maintains the highest compliance standards for new accounts by compliance with all applicable terms of the USA Patriot Act, Bank Secrecy Act and OFAC controls.


* = Required field

Promotion is in no way sponsored, endorsed or administered by, or associated with Austin City Limits (ACL) Music Festival. Entrant understands that information submitted is provided to UHCU and not to ACL.

Membership in United Heritage Credit Union is not required for entry, but is required for a funded loan. Entrants must be at least 18 years old to enter/win as of promotion start date. No purchase necessary to enter this promotion. Purchase will not improve chances of winning. Participants will receive one (1) entry for completing and submitting an auto loan application for a loan larger than $10,000. Check Rules and Privacy Agreement for other ways to enter.
Certain loan restrictions apply. APR = Annual Percentage Rate. Limited time offer. United Heritage policies, terms, conditions and restrictions apply. Offers not eligible on existing United Heritage loans. APR applies to well-qualified borrowers. Various repayment terms available. Loan interest begins to accrue on open date of loan. Delaying first payment for 90 days increases amount of interest paid over term of loan.

Pick UHCU Rules and Privacy Agreement


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