• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits


      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More

Find a UHCU Branch/ATM

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Ready to get started on your loan application? We’re ready to help you get the money you need. Our loan application process is fast and easy. Don’t put your dreams off for another day.

United Heritage Credit Union protects your confidential information using the latest in secure server technology. This information is for internal use only and will not be distributed to any other parties. Please see our Privacy Statement for more information.

United Heritage maintains the highest compliance standards for new accounts by compliance with all applicable terms of the USA Patriot Act, Bank Secrecy Act and OFAC controls.

Loan Application


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Loan Request
Optional Joint

How would you like us to contact you? *

Income verification is required, other information or documentation may also be required. Alimony, child support, or separate maintenance income need not be revealed if you do not want to have it considered as a basis for repaying this obligation.

I certify that statements on this application are true and correct. I authorize any person, association, firm or corporation to furnish, on request of United Heritage Credit Union, information concerning my affairs or me. I also understand that it is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications to this Credit Union.

United Heritage may store this document electronically and not retain the original. By submitting this application you are agreeing to use the electronic copy of the original as the original for all purposes.

Membership with United Heritage is required for application consideration. Membership requires a $1 par share savings account. Membership eligibility is determined as approved by the Texas State Credit Union Department.

I authorize United Heritage Credit Union to obtain my credit history. United Heritage Credit Union may obtain information from others about me and give information to others.

If there is a co-applicant on this loan, the co-applicant has authorized the submission of this application. I understand that I/we will have to sign loan documents before funds can be disbursed.

By clicking below on submit application all parties to the application agree and affirm their intent to apply for joint credit. To include credit report retrieval and verification of information contained within the application.

If applying for a Home Equity or Home Equity Line of Credit, I understand and agree that the disclosures will be provided to me electronically, but I may request in writing for it to be provided to me in paper form. I understand I must have an Internet-capable computer with version 4.0 or higher of Internet Explorer, Netscape Navigator/Communicator, or America Online to view this information. I affirm that I have a printer capable of printing the disclosures or have the ability to save and display this information. I understand that you recommend that I print a copy of any electronically provided disclosures for my records.

United Heritage lending policies apply.

1When you apply online for accounts or services, or enroll in online banking, you provide personal information necessary for us to process your application. To ensure that your application remains confidential, the information is sent to us in a "secure session" established with Secure Socket Layer (SSL).
After you have submitted your application online, we recommend that you end your browser session before leaving your computer. We keep the information you provide us so that we can offer you accounts and services related to your financial needs.

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