• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Calculators

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

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  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
 

Notification

Due to inclement weather, all branches will open at 12:00 PM on Thursday, March 5. Please stay tuned for additional updates.

Easy Money Management


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Convenience Services

When it comes to a better banking experience, convenience is key. In an effort to streamline your monthly money management to-do list, we offer several fast and easy services that make banking with UHCU a breeze.

Direct Deposit

Now you can stop running to the bank to deposit your paycheck each month. Safe, convenient and free, direct deposit allows you to have your paychecks automatically deposited into your account, giving you immediate access to your funds. This complimentary service works for retirement and benefits checks as well. To add direct deposit to your account, you’ll need to provide your employer with your 13-digit account number (also called your MICR) and UHCU’s routing number (314977188). For additional information and questions, please call our Telephone Service Center at 512.435.4545, 903.597.7484 or 800.531.2328 or visit your local branch.

  • We're making banking personal again.

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