• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More

Convenient Account Access

With a variety of methods available, accessing your account is simple.


Convenient Account Access

We provide our members with convenient ways to manage their accounts anywhere, any time. Whether you’re at home or on the go, we have a solution for you. It’s safe, secure and easy.

UHCU Mobile App

Access your account anytime, anywhere from your mobile device. The UHCU Mobile App allows you to view account activity, transfer funds between accounts, make loan payments, check balances and more. Bank on your schedule, from home or on the go, with United Heritage. 

Available Features


Download the UHCU Mobile App

The UHCU Mobile App is a free download for Apple® iPhone, iPad, iPod Touch or Android™ mobile devices.

Download the UHCU Mobile App today! Click on the icons below to get started.



Sign In to the UHCU Mobile App

To sign in to the UHCU Mobile App, you will use your Online Banking username and password. If you have not yet set up your account within Online Banking, click here for instructions.

Please note: If you used the previous United Heritage Mobile App, your username and password will not be valid for the new UHCU Mobile App. 

UHCU Mobile App Guide

Have questions about the UHCU Mobile App? Check out our UHCU Mobile App Guide for helpful information about the set up process and features.

Mobile Website

Access your account from most mobile phone browsers here.

1Members can schedule payments or review activity for all payees via the UHCU Mobile App. To add or edit payees, Web BillPay must be accessed from a desktop computer.


Online Banking

Access your accounts 24/7. Our Online Banking service is open for business all day, every day, enabling you to confirm balances, view account activity, transfer funds between accounts, set up alerts and pay bills. Online Banking gives you the freedom to bank according to your schedule.

Sign in to Online Banking

New Member – Account Enrollment
Forgot Password?

  Sign in

Signing In / Account Set Up:

Please note: A Secure Access Code is required the first two times you sign in to your Online Banking account. Learn More


Welcome to UHCU Online Banking:

Online Banking lets you easily view your accounts, schedule bill payments and much more.  Online Banking is there to provide access to your money 24 hours a day, 7 days a week.
Start banking online today.


Pay Bills & Manage Money:

  • Pay bills through UHCU Web BillPay to save time, money and paper
  • Transfer to other UHCU members and external accounts
  • For BillPay assistance, please call 855.242.8103

System Requirements:


Go paperless with eStatements! Save time and paper with this convenient alternative to monthly mailed statements. By signing up to receive your statements electronically, you are able to download them from the eStatement site or through your Online Banking account the first business day of each month, and can view them for up to 18 months. By receiving your statements electronically, you’re free from the burden of having to keep track of and shred paper statements. You can access all of this information online whenever you need.

  My eStatements

We understand that fast and easy access to your accounts is important when it comes to selecting your financial partner. To better serve you, we have joined several ATM surcharge-free networks, providing our members access to hundreds of free ATMs throughout the Greater Texas area as well as more than 35,000 surcharge-free ATMs nationwide.

  Find an ATM

Access your account 24 hours a day, seven days a week from your touchtone phone. Convenience at its best! Through our automated phone system, you are able to check your balances, transfer funds and perform other banking needs.

To access your accounts using IN-Touch℠, you need your main account number and your Personal Identification Number (PIN). First time callers are asked to enter their account number, then enter the last four digits of their Social Security Number. The system will then prompt the caller to set a PIN. If you are a current member and do not know your PIN, you create a new code by contacting the Telephone Service Center at 512.435.4545, 903.597.7484, 800.531.2828, then press 0.

To learn more about IN-Touch℠, visit any branch to receive a helpful instruction guide or download the online version.

Mobile Check Deposit

Now you can deposit checks to your United Heritage account anytime, anywhere using the UHCU Mobile App on your smartphone. To get started, follow the steps below to enroll and view step-by-step instructions in our Mobile Check Deposit Guide.

Enroll in Mobile Check Deposit

  1. Sign in to your Online Banking account and select Mobile Deposit Enrollment.
  2. Review the Remote Deposit Services Disclosures and Agreement, click the check box and select Accept.
  3. Once enrolled, sign in to the UHCU Mobile App and select Deposit Check from the Menu.

Sign in to Online Banking

New Member – Account Enrollment
Forgot Password?

  Sign in


Mobile Check Deposit Guide

Have questions about Mobile Check Deposit? Check out our Mobile Check Deposit Guide for helpful information and step-by-step instructions.

Download the UHCU Mobile App

The UHCU Mobile App is a free download for Apple® iPhone, iPad, iPod Touch or Android™ mobile devices.

Download the UHCU Mobile App today! Click on the icons below to get started.



To qualify for this Service, you must meet eligibility criteria as dictated by United Heritage, including having all accounts in good standing. Eligibility of this Service is determined at the full and complete discretion of United Heritage and may be withdrawn at any time.

Remote Deposit Services Disclosure and Agreement

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