• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Auto Loans

    Auto Refinance Enjoy lower interest rates and smaller payments with refinancing.

    New or Used Car Loans Let us take the stress out of the car buying process.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind about any fluctuations in your finances.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

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  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
  • Online Services

    Online Banking Online transactions make banking a breeze.

    Mobile Banking Access your account any time, anywhere from your phone.

  • Rates and Fees

    Checking Rates View rates and requirements for all UHCU checking accounts.

    Loan Rates View rates and requirements for all UHCU loans.

    Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

    Fee Schedule View rates and requirements for all savings and investment opportunities.

  • Member Services

    Personalized Service Accounts and products to fit your unique needs.

    Convenience Services BillPay and direct deposit make money management simple.

    Branch Services We go way beyond deposits and withdrawals at our branches.

    Tax Services Don’t let tax-season stress get you down.

    • Added Benefits

      Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.

      Join Now

Convenient Account Access


Find a UHCU Branch/ATM

  Find it

Access your account 24 hours a day, seven days a week from your touchtone phone. Convenience at its best! Through our automated phone system, you are able to check your balances, transfer funds and perform other banking needs.

IN-Touch
To access your accounts using IN-Touch℠, you need your main account number and your Personal Identification Number (PIN). First time callers are asked to enter their account number, then enter the last four digits of their Social Security Number. The system will then prompt the caller to set a PIN. If you are a current member and do not know your PIN, you create a new code by contacting the Telephone Service Center at 512.435.4545, 903.597.7484, 800.531.2828, then press 0.

To learn more about IN-Touch℠, visit any branch to receive a helpful instruction guide or download the online version.

We provide our members with convenient ways to manage their accounts anywhere, any time. Whether you’re at home or on the go, we have a solution for you. It’s safe, secure and easy.

24/7 Account Access

  • We're making banking personal again.

  •   Find a Location Near You