• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Auto Loans

    New or Used Car Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

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  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More

Convenient Account Access


Find a UHCU Branch/ATM

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Access your account 24 hours a day, seven days a week from your touchtone phone. Convenience at its best! Through our automated phone system, you are able to check your balances, transfer funds and perform other banking needs.

IN-Touch
To access your accounts using IN-Touch℠, you need your main account number and your Personal Identification Number (PIN). First time callers are asked to enter their account number, then enter the last four digits of their Social Security Number. The system will then prompt the caller to set a PIN. If you are a current member and do not know your PIN, you create a new code by contacting the Telephone Service Center at 512.435.4545, 903.597.7484, 800.531.2828, then press 0.

To learn more about IN-Touch℠, visit any branch to receive a helpful instruction guide or download the online version.

We provide our members with convenient ways to manage their accounts anywhere, any time. Whether you’re at home or on the go, we have a solution for you. It’s safe, secure and easy.

24/7 Account Access

  • We're making banking personal again.

  •   Find a Location Near You