• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Calculators

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More

Life Event Planning

UHCU helps you prepare for life’s major events.

Find a UHCU Branch/ATM

  Find it

Life Event Planning

We all know life can throw us some curve balls now and then. Therefore, planning for different life events is essential. At United Heritage, we’ll help you prepare for and handle some of life’s biggest challenges and celebrate the accomplishments.

Beginning Your Career

College is over. Now it’s time to prepare for the real world.

 Learn More

Buying a Car

Before you pick out your new ride, do your homework.

 Learn More

Buying a Home

Things to think about before buying your dream home.

 Learn More

Newly Married

Before happily ever after can begin, there are a few things to go over with your new spouse.

 Learn More

Preparing for a Baby

There are many things to think about when preparing for your new bundle of joy.

 Learn More

Income Changes

Downsizing your expenses to keep your financials afloat.

 Learn More

Saving for College

With tuition fees on the rise, it’s never too early to start planning for your child’s education.

 Learn More

Loss of a Loved One

What you need to know as the executor of the estate.

 Learn More

Preparing for Retirement

It’s never too early to start planning for retirement. Do what you can now to ensure your financial future is secure.

 Learn More

Later in Life

Plan your estate now so that nothing is left to chance.

 Learn More

Getting a Divorce

Deciding to end a marriage is a difficult time fraught with many emotions. If you’re facing divorce, prepare yourself and acquire the necessary information.

 Learn More



UHCU Freedom Checking

Low Rate Auto Loans
  • We're making banking personal again.

  •   Find a Location Near You