• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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Scam Alert

IRS-Impersonation Telephone Scam: Fraudsters are calling consumers claiming to be IRS employees. Learn more about the scam in our Security Center.

If you receive a call from someone claiming you owe money to the IRS, hang up immediately and notify us by calling 512.435.4545, 903.597.7484 or 800.531.2328 or by sending an email to dbe@uhcu.org.

Low Rate Auto Loans

Low Rate Auto Loans

Why go anywhere else for an auto loan?

Auto Loans as low as 1.79% APR

These historically low rates won't be around forever! Apply today and take advantage of the personalized service we offer.  

Fully Loaded Auto Loans as low as 1.79% APR on new, pre-owned or refinanced vehicles.

Enjoy the benefits of a UHCU Auto Loan:

  • No payments for up to 3 months
  • Quick and convenient loan closings - sign documents electronically via DocuSign
  • Cash in your pocket - most loans require little to no money down
  • Assistance navigating the buying or refinancing process

Let us help take the stress out of the auto lending process. Apply in minutes now.

 Get Started


More Information

Learn more about our Auto Loan program.

To speak to a UHCU loan specialist, call:


Low Rate Austin Auto Loans

APR = Annual Percentage Rate. Limited time offer. United Heritage policies, terms, conditions and restrictions apply.
Offers not eligible on existing United Heritage loans. Rates and fees subject to change without notice.
Membership required. APR applies to well-qualified borrowers. Various repayment terms available.

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