• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits


      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
Low Rate Auto Loans

Low Rate Auto Loans

Why go anywhere else for an auto loan?

Find a UHCU Branch/ATM

  Find it

Auto Loans as low as 1.79% APR

These historically low rates won't be around forever! Apply today and take advantage of the personalized service we offer.  

Fully Loaded Auto Loans as low as 1.79% APR on new, pre-owned or refinanced vehicles.

Enjoy the benefits of a UHCU Auto Loan:

  • No payments for up to 3 months
  • Quick and convenient loan closings - sign documents electronically via DocuSign
  • Cash in your pocket - most loans require little to no money down
  • Assistance navigating the buying or refinancing process

Let us help take the stress out of the auto lending process. Apply in minutes now.

 Get Started


More Information

Learn more about our Auto Loan program.

To speak to a UHCU loan specialist, call:


Low Rate Austin Auto Loans

APR = Annual Percentage Rate. Limited time offer. United Heritage policies, terms, conditions and restrictions apply.
Offers not eligible on existing United Heritage loans. Rates and fees subject to change without notice.
Membership required. APR applies to well-qualified borrowers. Various repayment terms available.

  • We're making banking personal again.

  •   Find a Location Near You