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Online Banking, Mobile Banking and Phone Banking will have intermittent availability on Saturday and Sunday, March 23 and 24, from approximately 11:00 PM to 3:00 AM due to system maintenance.

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Low Rate Auto Loans and Real Estate Loans

Low Rate Loans

There's more to lending than just the loan.

Low Rate Auto Loans and Real Estate Loans

Thank you for your interest in United Heritage Credit Union's great loan program. We look forward to securing you a low rate auto loan or real estate loan. Which type of loan interests you today?

Auto Loans as Low as 1.79% APR

Real Estate Loans as Low as 2.75% APR

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Auto Loans as Low as 1.79% APR

Fully Loaded Auto Loans as low as 1.79% APR on new, pre-owned or refinanced vehicles.

Enjoy the benefits of a UHCU Auto Loan:

  • No payments for up to 3 months
  • Quick and convenient loan closings - sign documents electronically via DocuSign
  • Cash in your pocket - most loans require little to no money down
  • Assistance navigating the buying or refinancing process

Let us help take the stress out of the auto lending process. Apply in minutes now.

 Get Started


Real Estate Loans as Low as 2.75% APR

Texas Cash Out Mortgage as low as
2.75% APR for terms up to 5 years
3.49% APR for terms up to 15 years
Access your money, lower your fixed rate and lower your payment.

Enjoy the benefits of a UHCU Real Estate Loan:

  • No application fees
  • Historically low rates
  • Quick, convenient, customized loans based on your needs
  • Assistance navigating the buying or refinancing process

Ask us about our great rates on mortgage loans, too!


Refinance your mortgage and cash out today.

 Get Started


United Heritage (UHCU) Auto Loans


United Heritage (UHCU) Real Estate Loans

AUTO: APR = Annual Percentage Rate. Limited time offer. United Heritage policies, terms, conditions and restrictions apply.
Offers not eligible on existing United Heritage loans. Rates and fees subject to change without notice.
Membership required. APR applies to well-qualified borrowers. Various repayment terms available.

REAL ESTATE: APR = Annual Percentage Rate. Limited time offer. United Heritage policies, terms, conditions and restrictions apply.
Offers not eligible on existing United Heritage loans. Rates and fees subject to change without notice.
Membership required. APR is subject to underwriting approval and may increase depending on borrower qualification and applicable finance charges.
50(a)(6) first lien only. Closing costs apply. Principal and interest payment on a $10,000 loan, 5 year term at 2.75% APR is $178.58. Principal and interest payment on a $10,000 loan, 15 year term at 3.49% APR is $71.44. NMLS #630601.

 

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