• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Auto Loans

    Auto Refinance Enjoy lower interest rates and smaller payments with refinancing.

    New or Used Car Loans Let us take the stress out of the car buying process.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind about any fluctuations in your finances.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
  • Online Services

    Online Banking Online transactions make banking a breeze.

    Mobile Banking Access your account any time, anywhere from your phone.

  • Rates and Fees

    Checking Rates View rates and requirements for all UHCU checking accounts.

    Loan Rates View rates and requirements for all UHCU loans.

    Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

    Fee Schedule View rates and requirements for all savings and investment opportunities.

  • Member Services

    Personalized Service Accounts and products to fit your unique needs.

    Convenience Services BillPay and direct deposit make money management simple.

    Branch Services We go way beyond deposits and withdrawals at our branches.

    Tax Services Don’t let tax-season stress get you down.

    • Added Benefits

      Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.

      Join Now

Certificate of Deposit Accounts

A short-term way to make money while saving money.

Find a UHCU Branch/ATM

  Find it

Similar to a savings account, a Certificate of Deposit (CD) is a great option for putting aside money while earning interest. With fixed dividend rates and terms ranging from three months to five years, our CDs give you flexibility and a higher yield than a savings account.

Make your money work for you with a CD from United Heritage

CD Features

  • $1,000 minimum opening balance
  • NO monthly fee
  • NO service charge
  • NO administration fees
  • DIVIDENDS paid quarterly
  • TIERED interest rates
  • INSURED up to $250,000
  • WITHDRAW dividends before maturity without penalty
  • TERMS available for 3, 6, 12, 18, 24, 36, 48 and 60 months
  Open Now

Investing

Investments are a great way to make your money grow. See what works best for you.

  • Savings accounts
  • Stocks
  • CDs
  • IRAs
  Learn More
Membership/Regular Savings required for all other accounts.
Programs (including without limit, fees, rates and features) are subject to change without notice. See Rates & Fees for applicable dividends. Fees may reduce earnings. Early withdrawal subject to loss of dividends.
See Savings & Investment rates.



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