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Certificate of Deposit (CD) Accounts

Similar to a savings account, a Certificate of Deposit (CD) is a great option for putting aside money while earning interest. With fixed dividend rates and terms ranging from three months to five years, our CDs give you flexibility and a higher yield than a savings account.

CD Features

  • $1,000 minimum opening balance
  • NO monthly fee
  • NO service charge
  • NO administration fees
  • DIVIDENDS paid quarterly
  • TIERED interest rates
  • INSURED up to $250,000
  • WITHDRAW dividends before maturity without penalty
  • TERMS available for 3, 6, 12, 18, 24, 36, 48 and 60 months


Already a member? Open a CD with your current account today.

  Open Now

Not a member yet? No problem! Open an account and a CD today.

  Get Started

Financial Tips

Whether you're just starting out on your own or considering retirement, there are several financial tips that apply to everyone.

  • Set Specific Goal(s)
  • Make a Budget
  • Save / Invest
  • Pay Off High-Interest Debt
  • Insure Yourself
  • Consider Buying a Home
  • Diversify Investments
  • Create a Will
  • Focus on Life Stages
  Learn More


UHCU Branch Locations


Membership/Regular Savings required.
APY = Annual Percentage Yield
Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for current dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees. 
Early withdrawal subject to loss of dividends.


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