• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Calculators

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More

Certificate of Deposit Accounts

A short-term way to make money while saving money.

Find a UHCU Branch/ATM

  Find it

Certificate of Deposit (CD) Accounts

Similar to a savings account, a Certificate of Deposit (CD) is a great option for putting aside money while earning interest. With fixed dividend rates and terms ranging from three months to five years, our CDs give you flexibility and a higher yield than a savings account.

CD Features

  • $1,000 minimum opening balance
  • NO monthly fee
  • NO service charge
  • NO administration fees
  • DIVIDENDS paid quarterly
  • TIERED interest rates
  • INSURED up to $250,000
  • WITHDRAW dividends before maturity without penalty
  • TERMS available for 3, 6, 12, 18, 24, 36, 48 and 60 months


Ready to enjoy the benefits of a CD? Open one today.

  Get Started

Financial Tips

Whether you're just starting out on your own or considering retirement, there are several financial tips that apply to everyone.

  • Set Specific Goal(s)
  • Make a Budget
  • Save / Invest
  • Pay Off High-Interest Debt
  • Insure Yourself
  • Consider Buying a Home
  • Diversify Investments
  • Create a Will
  • Focus on Life Stages
  Learn More


UHCU Branch Locations


Membership/Regular Savings required.
Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for current dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees. 
Early withdrawal subject to loss of dividends.


  • We're making banking personal again.

  •   Find a Location Near You