• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Calculators

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

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  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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Notification

Daylight Saving Time begins this weekend. Remember to set your clocks forward one hour on Sunday, March 8.

UHCU Skip A Pay

Holiday Skip-A-Pay

Grant more wishes with Holiday Skip-A-Pay.

Find a UHCU Branch/ATM

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Holiday Skip-A-Pay

Give yourself more spending power and relief from bills this holiday season. Take advantage of Holiday Skip-A-Pay and enjoy a break from your United Heritage loan payments. You may select to skip your November, December or January loan payment.

You can spread even more holiday cheer when you choose to donate $10 of your Skip-A-Pay fee to the United Heritage Charity Foundation which helps local, charitable organizations.

How to Submit a Request

Complete the secure, electronic Holiday Skip-A-Pay 2014 request form or download the PDF form and bring it into a United Heritage Credit Union branch location. You may also send us the paper form by mail or fax:

PO Box 1648 Austin, Texas 78767
Fax: 800.622.4037

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UHCU Skip A Pay


Skip-A-Pay: Home Equity, Home Improvement, Mortgage, Balloon and Business Loans are not eligible. For eligible loans qualifying factors apply. Skipped payment is added to the end of the loan term which extends the loan term at least one payment. Loan interest continues to accrue which increases the amount of interest paid over the term of the loan. Multiple Skip-A-Pays applied to any loan extends the repayment term of the loan by multiple payments and increases the interest paid over the term of the loan. In the event of a claim, Guaranteed Asset Protection (GAP) may be affected. For an approved request, a $20 fee is added to the applicable loan’s outstanding principal balance. Approved requests are eligible for one month only and must be submitted at least 3 days before the requested skip loan due date.

 

Email: By providing your email address, you agree you may receive notice of approval or the status of your request by email.

Donation: United Heritage Charity Foundation contributes to many local organizations and projects. If a donation is not selected, half of the $20 Skip-A-Pay fee will be donated to United Heritage Charity Foundation.

 

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