• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Vehicle Loans

    Auto Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

    Other Vehicle Loans Great rates on motorcycle, RV & boat loans.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

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  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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UHCU Skip A Pay

Summer Skip-A-Pay

Sweeten your summer.

Find a UHCU Branch/ATM

  Find it

Summer Skip-A-Pay

Need a break from your loan payment? Give some relief to your wallet with United Heritage Credit Union's Loan Skip-A-Pay program which allows you to skip your June, July or August loan payment.

How It Works

Skip your loan payment with our Skip-A-Pay program and use those funds to sweeten your summer. Plus, you can select to have half of your Skip-A-Pay fee donated to the United Heritage Charity Foundation which helps local organizations and projects throughout the year.

  Get Started


You can also download the form and bring it into a United Heritage Credit Union branch or send it by mail or fax:

PO Box 1648 Austin, Texas 78767
Fax: 800.622.4037

UHCU Skip A Pay

 

Skip-A-Pay: Home Equity, Home Improvement, Mortgage, Balloon and Business Loans are not eligible. For eligible loans: Qualifying factors apply. Skipped payment is added to the end of the loan term which extends the loan term at least one payment. Loan interest continues to accrue which increases the amount of interest paid over the term of the loan. Multiple Skip-A-Pays applied to any loan extends the repayment term of the loan by multiple payments and increases the interest paid over the term of the loan. In the event of a claim, Guaranteed Asset Protection (GAP) may be affected. For an approved request, a $20 fee is added to the applicable loan’s outstanding principal balance. Approved requests are eligible for one month only and must be submitted at least 3 days before the requested skip loan due date.

Donation: United Heritage Charity Foundation contributes to many local organizations and projects. If a donation is not selected, half of the $20 Skip-A-Pay fee will be donated to United Heritage Charity Foundation.

 

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