• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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All UHCU branches will be closed on Monday, October 12, in observance of Columbus Day. Branches will be open for normal business hours on Tuesday, October 13.

UHCU Skip A Pay

Holiday Skip-A-Pay

Make this season merry with Skip-A-Pay.

Holiday Skip-A-Pay

Skip your November, December or January loan payment with our Skip-A-Pay program and use those funds to make the season merry. 

Spread the holiday cheer when you choose to donate $10 of your Skip-A-Pay fee to the United Heritage Charity Foundation which helps local, charitable organizations.

How to Submit a Request

The Skip-A-Pay form will be available for you to request to skip your November, December or January loan payment will be available on October 26, 2015.

Skip-A-Pay: Home Equity, Home Improvement, Mortgage, Balloon and Business Loans are not eligible. For eligible loans qualifying factors apply, including but not limited to a minimum number of previously applied payments. Skipped payment is added to the end of the loan term which extends the loan term at least one payment. Loan interest continues to accrue which increases the amount of interest paid over the term of the loan. Multiple Skip-A-Pays applied to any loan extends the repayment term of the loan by multiple payments and increases the interest paid over the term of the loan. In the event of a claim, Guaranteed Asset Protection (GAP) may be affected. For an approved request, a $20 fee is added to the applicable loan’s outstanding principal balance. Approved requests are eligible for one month only and must be submitted at least 3 days before the requested skip loan due date.

Email: By providing your email address, you agree you may receive notice of approval or the status of your request by email.

Donation: United Heritage Charity Foundation contributes to many local organizations and projects. If a donation is not selected, half of the $20 Skip-A-Pay fee will be donated to United Heritage Charity Foundation.


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