• Home Sweet Home

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Finance Your Car

    Auto Refinance Enjoy lower interest rates and smaller payments with refinancing.

    New Car Loan Keep car payments manageable with a new car loan.

  • Get Funds Now

    Personal Loan Access to the money you need, when you need it.

    CD Secured Earn interest on your funds while you borrow against them.

  • Add Flexibility

    Credit Cards Our industry-leading cards have competitive rates and benefits.

  • Grow Your Wealth

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insure Yourself

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
  • Convenient Access

    Online Banking Online transactions make banking a breeze.

    Mobile Banking Access your account any time, anywhere from your phone.

  • Competitive Rates

    Checking Rates View rates and requirements for all UHCU checking accounts.

    Loan Rates View rates and requirements for all UHCU loans.

    Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

    Fees Schedule View rates and requirements for all savings and investment opportunities.

  • Serving You Better

    Personalized Service Accounts and products to fit your unique needs.

    Convenience Services BillPay and direct deposit make money management simple.

    Branch Services We go way beyond deposits and withdrawals at our branches.

    Tax Services Don’t let tax-season stress get you down.

    • Added Benefits

      Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.

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International Wire Discontinuation Information

Effective October 19, 2013, United Heritage Credit Union will no longer provide wire transfer services (remittances) to locations outside the United States.

United Heritage Credit Union’s decision to discontinue outgoing international wire services is resultant from a new consumer protection regulation. United Heritage Credit Union will be able to service your international wire transfer needs until October 19, 2013 and we recommend that you use this time to research alternative means to send funds to foreign locations. Companies providing international wire services include Western Union® Consumer and Western Union® Business Solutions Online FX. Please visit westernunion.com for more details. Please review their information to determine what best suits your international wire needs.

If you have any questions, please stop by a United Heritage branch or call our Telephone Service Center at 512.435.4545, 903.597.7484 or 800.531.2328 during normal business hours.

Scam Alert

As your financial institution, one of United Heritage Credit Union's primary objectives is to protect you from financial fraud. We want to alert our members of a new phone scam that offers individuals financial assistance due to the government shutdown. The details are as follows:

  • Scammers offer financial assistance due to the government shutdown.
  • Scammers claim assistance is available to all military and government employees, or those who have a government-backed loan.
  • Scammers ask individuals to pay a $200 processing fee in order to receive $8,000 in government assistance
  • Scammers allege funds will be deposited to an individual's account using the individual's debit card number and that these funds do not need to be paid back.

To protect yourself from this scam and future fraud, please refrain from disclosing any personal information (account number, debit card number, credit card number or social security number) over the phone. As a reminder, United Heritage Credit Union will never call or email you asking for your account number, debit card number, credit card number or social security number.

If you would like additional information on how to protect yourself from fraud, please visit our Fraud Protection center.

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