• Home Sweet Home

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Finance Your Car

    Auto Refinance Enjoy lower interest rates and smaller payments with refinancing.

    New Car Loan Keep car payments manageable with a new car loan.

  • Get Funds Now

    Personal Loan Access to the money you need, when you need it.

    CD Secured Earn interest on your funds while you borrow against them.

  • Add Flexibility

    Credit Cards Our industry-leading cards have competitive rates and benefits.

  • Grow Your Wealth

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insure Yourself

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
  • Convenient Access

    Online Banking Online transactions make banking a breeze.

    Mobile Banking Access your account any time, anywhere from your phone.

  • Competitive Rates

    Checking Rates View rates and requirements for all UHCU checking accounts.

    Loan Rates View rates and requirements for all UHCU loans.

    Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

    Fees Schedule View rates and requirements for all savings and investment opportunities.

  • Serving You Better

    Personalized Service Accounts and products to fit your unique needs.

    Convenience Services BillPay and direct deposit make money management simple.

    Branch Services We go way beyond deposits and withdrawals at our branches.

    Tax Services Don’t let tax-season stress get you down.

    • Added Benefits

      Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.

      Join Now

Contact Us

We’re here for you when you need us.

Find a UHCU Branch/ATM

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United Heritage Credit Union

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PO Box 1648
Austin, Texas 78767
Phone 512.435.4545
903.597.7484
800.531.2328
Fax 512.445.6824

Telephone Service Center:

Monday – Friday; 8:00 a.m. to 5:00 p.m.

Get in touch with us via email:

General Information: general@uhcu.org
Business Services: bizservices@uhcu.org
Business Lending: bizlending@uhcu.org
Información de Español: ayuda@uhcu.org
Website Feedback: feedback@uhcu.org

Tell us what you think:

Give us your feedback at mbrcomments@uhcu.org

Report lost or stolen debit and credit cards after hours:

Debit Cards – please call 888.241.2510; if you are out of the country, call 909.941.1398.
Credit Cards – for consumer cards, please call 800.558.3424; for business cards, please call 866.552.8855.


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