• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Auto Loans

    New or Used Car Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More

Contact Us

We’re here for you when you need us.

Find a UHCU Branch/ATM

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United Heritage Credit Union

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PO Box 1648
Austin, Texas 78767
Phone 512.435.4545
903.597.7484
800.531.2328
Fax 512.445.6824

Telephone Service Center:

Monday – Friday; 8:00 a.m. to 5:00 p.m.

Get in touch with us via email:

General Information: general@uhcu.org
Business Services: bizservices@uhcu.org
Business Lending: bizlending@uhcu.org
Información de Español: ayuda@uhcu.org
Website Feedback: feedback@uhcu.org

Tell us what you think:

Give us your feedback at mbrcomments@uhcu.org

Report lost or stolen debit and credit cards after hours:

Debit Cards – please call 888.241.2510; if you are out of the country, call 909.941.1398.
Credit Cards – for consumer cards, please call 800.558.3424; for business cards, please call 866.552.8855.


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