All UHCU branches will be closed on Monday, October 10, in observance of Columbus Day. Branches will be open for normal business hours on Tuesday, October 11.
 
Checking debit card account online.
Debit Card Features

Customize Your Design

A nice feature of our Instant Issue Debit Cards is that you can choose your own design. From downtown Austin skylines to fields of bluebonnets, we've got a design for you.

Pause Your Card

Misplaced your UHCU Visa Debit Card? Temporarily pause your card online or through your mobile app if you need to locate it or order a new one. You can also pause your card when it's not in use to prevent fraud. It's a convenient option to provide you with peace of mind.

Photo of UHCU debit card
Debit Cards Rewards

Now you can earn points when you use your UHCU Debit Card for purchases! With UHCU Rewards, you earn points simply by using your debit card. Points can be redeemed for great rewards like gift cards, electronics and more. 

How it works:

  • Instead of a check, cash or credit card, use your UHCU Debit Card.
  • Earn points for everyday purchases like groceries, dining out, or filing your car with gas.
  • Set up your account and redeem your points for great rewards at uhcurewards.org

Debit to win an Apple iPad
Debit to Win

For every $1 you spend, get one entry to win.

If you have a UHCU Visa Debit Card, you're automatically entered to win an Apple iPad! For every dollar you spend, get one entry to win. 

Just use your debit card through the month of December and a winner will be selected at random at the beginning of January. It's really that simple. The more you use it, the more chances you'll have to win!

We'll be doing giveaways each month throughout 2019, so be sure to check back often for future prize announcements. A new winner will be chosen each month!

Illustrative image of a calendar with an arrow from Friday to Wednesday to show getting paid two days early.
Get Paid Early

Open an account with UHCU and you could get paid up to two days early. It's as easy as 1-2-3.
 

  1. Open a UHCU account
  2. Set up direct deposit for your paycheck
  3. Receive your paycheck up to two days early****
It's your money! Why not get it sooner?

CTA Widgets

CTA Item Title- used for widgets

This is an example CTA used on the Example page. The same content can be displayed in various ways.  
In the CMS on the example page, roll over the widget to see the widget being used.  

CTA Item Title- used for widgets

CTA Item Subtitle. Primary Button Title
CTA Item Title- used for widgets
CTA Item Subtitle.

CTA Item Title- used for widgets

This is an example CTA used on the Example page. The same content can be displayed in various ways.  
In the CMS on the example page, roll over the widget to see the widget being used.  

CTA Item Title- used for widgets

This is an example CTA used on the Example page. The same content can be displayed in various ways.  
In the CMS on the example page, roll over the widget to see the widget being used.  

Sliders & Multiple Content Item widgets

new family homenew family home

Home Loans

United Heritage is your new address for low mortgage rates in Austin & Tyler, Texas. Let us help you find the perfect home loan. Apply online today!

Personal loan paperworkPersonal loan paperwork

Personal Loans

Apply today for a UHCU Personal Loan - a great option if you need extra money for debt consolidation, cash management or unplanned expenses.

business financials photobusiness financials photo

Business Loans

Whether it's a commercial real estate loan or opening a line of credit, we'll work with you to develop the solution that's best for you.

car driving on roadcar driving on road

Vehicle Loans

When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. 

Uses Featured Items in Content Library

We're ready to help you buy a car.

We're ready to help you buy a car.

Rates are as low as 2.79% APR. And as always, you can finalize your loan without leaving your house. If you’re ready to buy a car, apply today to get pre-approved!

Take the Wheel
Stimulus Payments

Stimulus Payments

We're posting stimulus payments as soon as we receive the deposit information. Please sign in to Online/Mobile Banking to confirm payment.

More COVID-19 Information
Small dollar, short-term loans.

Small dollar, short-term loans.

CashPlease - The convenient way to manage your short-term cash needs.

Learn More
Open a UHCU account.

Open a UHCU account.

Open an account with UHCU today to experience how we’re making banking personal again.

Open an Account
Explore More Topics

Article Slider - uses Category

5 Tips for Buying a New Car
5 Tips for Buying a New Car

Whether you're buying a new vehicle or a pre-owned vehicle that’s new-to-you, the experience should feel rewarding. Unfortunately, many people find buying a new car to be stressful. Don't let the negotiation process and fine print prevent you from enjoying your new set of wheels! Consider these tips the next time you're car shopping.

Read More
5 Tips When Researching a New Car
5 Tips When Researching a New Car

Purchasing a new car is a big commitment and can often be the biggest purchase a person makes, after their home. Like buying a home, plenty of research should be done before you consider buying. Being prepared before you walk into a dealership can save you hundreds, if not thousands of dollars.  We’ve gathered 5 top tips to help save you both money and time before you drive away with that new car.

Read More
5 Ways for Austin Drivers to Minimize Auto Expenses
5 Ways for Austin Drivers to Minimize Auto Expenses

Although sitting in traffic can take a toll on the health of your vehicle, following a few simple guidelines can help ensure you're not spending a fortune on your car.

Read More
7 Steps for First-Time Car Buyers
7 Steps for First-Time Car Buyers

Are you a first-time car buyer? Before heading to the dealership, check out these steps on how to best buy a car.

Read More
8 Best Tips for Holiday Road Trips
8 Best Tips for Holiday Road Trips

Road trips - the quintessential American mode of travel that highlights the joys of the holidays like no other activity. It's a tradition, much like listening to your Uncle’s high school football highlights, which can set your teeth on edge. If you are lucky though, you'll have your aunt’s pecan pie to look forward to and make the whole trip worth it. Here are some tips to get you safely to into your relatives’ warm and cozy kitchen.

Read More
Auto Loans 101: How to Navigate the Car Financing Process
Auto Loans 101: How to Navigate the Car Financing Process

Buying a car is exciting and can be overwhelming with choices. Should you buy new or used? Should you get the car from a dealership or via a third party? Should you lease or buy? Do you get those upgrades that you’ve been drooling over since you started car shopping? No matter your choice, UHCU has the right loan to help you drive that dream car home and to do so at a good price.

Read More
Best and Worst Driving Habits – Something for Everyone!
Best and Worst Driving Habits – Something for Everyone!

Americans love their cars, and finding joy in driving seems to be a truly American trait. In most areas in Texas, a personal car is still the easiest way to get around. If you’re one of the millions that drive daily, you’ve probably picked up some habits, good and bad, while behind the wheel. Here are some of the best habits we could all aim for more often, and the worst ones that most of us have been guilty of at one time or another.
 

Read More
Boost Your Auto Buying Power - Get Pre-Qualified
Boost Your Auto Buying Power - Get Pre-Qualified

We’ve mentioned before how getting pre-qualified for an auto loan can increase your buying power, but what does that mean exactly? We’ll outline how doing some planning before you shop can make a big difference when it comes to getting the best rates and payment plans no matter what type of loan you may need.

Read More
Credit Union Auto Loans - More Than Just a Loan
Credit Union Auto Loans - More Than Just a Loan

One of the most exciting parts of shopping for a new car is the seemingly endless options available. You’ve got heated seats, cooled steering wheels and third row options galore, but you also have the option to choose your lender. Financing options are abundant and available through credit unions, banks and even the dealerships themselves, but your best bet is United Heritage Credit Union! Sure, our auto loans offer some of the lowest rates around and we pride ourselves on offering loans that feature flexible terms, but perhaps the best thing about getting an auto loan through UHCU is the fact that you’ll receive our amazing service and a partner for your ongoing financial needs!

Read More
Get the Most Out of Your Auto Loan
Get the Most Out of Your Auto Loan

Car loans are more straight-forward than some might think; you find a car you like and can reasonably afford, you finance the car and drive it off the lot. Sometimes this can happen in the span of just a few hours of your time and your signature. But there are some aspects of the car buying process that are helpful to consider before you whisk away in a bright, shiny new ride. Getting the most from your auto loan is easy with a few steps.
 

Read More
How Much Car Can You Afford?
How Much Car Can You Afford?

January is typically a slower car-buying month, which opens up the opportunity for potential savings. While acting fast can benefit you financially, it's still important to consider all of your options. By doing so, you can likely avoid some common car-buying pitfalls.

Read More
Leasing vs. Purchasing a Car: What You Should Know Before You Start Shopping
Leasing vs. Purchasing a Car: What You Should Know Before You Start Shopping

If you’ve been shopping for a new car or truck, it’s very likely that you’ve seen some great pricing on auto advertisements. Most feel as if they are geared towards buyers with great credit and are often targeted to those who are interested in leasing, not buying. If you are trying to decide between leasing or buying, we’ve pulled together some things to know before you head over to the dealership to be entranced by that new car smell.

Read More
Presidents Day 2021: Get the Best Car Deals
Presidents Day 2021: Get the Best Car Deals

There’s no better way to honor the birth of our first president, George Washington, than to spend a few pieces of paper adorned with his image. And the best place to get the biggest bang for that buck is at a car dealership during the Presidents Day holiday!

Read More
Tips for Buying Your First Car
Tips for Buying Your First Car

Buying your first car is exciting, but can also be a bit nerve-racking.  With a little planning and a bit of research, you can make the process easier and faster. Doing some homework before you head out to shop can save you both time and money. 

Read More
What Happens Next After You Apply for an Auto Loan?
What Happens Next After You Apply for an Auto Loan?

The loan process can seem a little mysterious to potential borrowers; you research loan rates, study different lenders and their loan principles, send in an application and wait for approval. But, what happens behind the scenes once you send in the application? How does a lender decide who gets a loan or who doesn’t? How are interest rate offers determined? Before you set off to buy that new car or refinance an existing loan, here are some things about the loan process that might be helpful.

Read More
Winter is Coming: Prepping Your Car for Cold Weather
Winter is Coming: Prepping Your Car for Cold Weather

Although winter temperatures in Texas are generally mild in comparison to northern areas of the country, we’ve been known to have a few cold snaps that could leave some drivers unprepared.  Cooler weather will be here before we know it and it’s better to know that your car is ready for the change in temperature before you’re stuck dealing with it on a cold miserable, icy day.  Here are five things you should consider doing before the weather changes.

Read More

Miscellaneous Widgets

Accordion with folder select

How do I set up FAQs?

First go to the Content Library, and set up your FAQs within the FAQ Items folder.    You can create a new FAQ subfolder for a new 'set' or edit/update/add to the existing sets.  

Use this type of content and widget for any 'accordion' type content
 

What is the Schema box on the widget?

This will allow you to put schema on FAQs, which allows search engines to understand the content as a question and an answer.   

The default is that this is checked.  Be sure to UNCHECK it if the content you're showing is informational 'accordions' and not a faq list. 

Anything Else I should know?

Nope this is just a way to show 2 FAQs.  unless something else gets added to this Answer.  No button added to this one. 

Content List Example

This widget allows for formatted lists. Create items under Content Lists in the library.  Then the widget will allow you to disply as bullets or checkboxes, and pick the background color.   
Editable Button from Item
Editable List Header
Use Any CTA Item (see Icon Cards folder)

item needs an Icon image selected

CTA Item Title- used for widgets
CTA Item Subtitle.

This is an example CTA used on the Example page. The same content can be displayed in various ways.  
In the CMS on the example page, roll over the widget to see the widget being used.  

location icon
Local Focus

We are here for Texas. Banking with UHCU is an investment in the community. We're focused on Texas, not Wall Street.

percentage icon
Lower Fees

Don't let fees get you down. We firmly believe in taking care of our members' whole financial being.

image alt txt
Highlight Location documents

Locations Promotion

This is copy that is editable in the widget for a Location Promotion.  


These Locations are having a Shred event!

Button in widget

Rate Widgets

A couple ways to use the Rate widgets (single and 3-column).  doesn't have to include a rate!
Don't forget Rate items are set in the Content Library, and they use Rates managed in the Rates Table - found in Custom Table Data application, UHCU-Rates section.

We offer auto loan rates as low as 3.64 % APR* Apply For An Auto Loan

FHA Loans

Good for borrowers with higher debt to income or lower credit scores.

Apply for an FHA Loan

Conventional Loan

Best for borrowers with excellent or good credit standing.

Apply for a Conventional Loan

VA Loans

For Veterans, military service members, and spouses.

Apply for a VA Loan
Library|Stat Items $1 Million Dollars Button Option

Create a Testimonial document in the Content Library

Joe Smith

Professional Testimonial Giver

Widget Field Widget Field
Widget Field $--
Widget Field $--
Widget Field $--

Disclaimer copy goes here...

Auto Calculator widget

Calculators can be either an Auto or Home calculator

Partially configurable in the widget, other configurations are stored under Globals | Calculator Settings

Widget Field Widget Field
Widget Field $--
Widget Field $--
Widget Field $--

Disclaimer content here...

Mortgage Calculator Widget

Calculators can be either an Auto or Home calculator

Partially configurable in the widget, other configurations are stored under Globals | Calculator Settings

Forms

Setup Notes

  • When adding a Kentico form, create a new Row on the page and set it to Form Centered width. 
  • Vue forms require a button (trigger) that has the trigger code, see examples below. 
    • Then add the Vue Form widget with the form selection and path to acknowledgement page. 

Button code for Vue Forms

Code:  <div style="text-align: center;"><button aria-label="Copy Button Title" class="btn" data-trigger-form="enter form code here see list" id="btn-certdep" type="button">Button Title </button></div>

Form Codes:

  1. Mortgage Application:  UHCU_MortgageApplication
  2. Consumer Application: UHCU_ConsumerLoanApplication
  3. Certificate of Deposit:  uhcu_certificatedepositform
  4. Membership Application:  uhcu_membershipapplication
  5. Boat Insurance: UHCU_BoatInsuranceQuote
  6. Motorcycle Insurance: UHCU_MotorcycleInsuranceQuote
  7. RV Insurance: UHCU_RVInsuranceQuote

Widgets on the list but not on this page 

  • Account Types Table - used on  Bank pages
  • Lead Gen – aww home loans
  • Learning Center & Learning Center Resources – single use
  • Member Referral – Member & Referree – limited us.  See Landing pages for those
  • Signout offer code – used for specific instances

CTA Slider Widget

The CTA slider widget example is the next widget under this comment.  It isn't displaying on the CMS but WILL show on the site.   so preview the 'live' link!

Be sure to place the slider in a 'full width' container, otherwise the background gets janky.

Have Questions?

We're here to help.

To speak to UHCU Insurance Services, LLC, give us a call at 512.435.4098

Monday-Friday: 8:00 AM - 6:00 PM
Saturday: 9:00 AM - 2:00 PM