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UHCU Insurance Services, LLC.

At UHCU Insurance Services, LLC., a United Heritage Credit Union partner, it is our sole purpose to make you feel like a member of our family. In doing so, it is our mission to protect your loved ones by offering you the best insurance coverage options at the most affordable price with service beyond your expectations.
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Fuel savings and more!

CruiseControl gives you more than any other automotive service plan can. We've built partnerships with great companies to deliver amazing benefits to you that you simply cannot get anywhere! For example, your CruiseControl Membership includes 5¢/Gallon savings on Fuel purchased at Buc-ee's® and Gulf ®. That can add up to a couple of free fill-ups over the course of just a few months of driving!


What's even more, at the end of each year, if you have filed no claims for mechanical breakdown, COPilot even sends you a check to share of our program revenue with you through their exclusive CO$hare Reward Program - try getting THAT from an extended warranty! We call it the CruiseControl win-win scenario. We want you to be a Member for life, so we make it easy to move your coverage with you from vehicle to vehicle, or keep your coverage in force as long as you own your vehicle. Either way, it's yours to keep, and you never have to buy another extended warranty from a dealership again!

Click here to view a copy of our brochure designed exclusively for Credit Union members, or keep an eye out for information in your local UHCU branch. It can provide answers to a few of your basic questions and highlight some of the great benefits of CruiseControl Membership.

CruiseControl Information

How does CruiseControl work?

It's simple to use your CruiseControl benefits. If you break down while traveling, just call the number on the back of your CruiseControl Card to request Emergency Roadside Assistance anywhere across North America! Have your vehicle towed to any licensed automotive repair shop you trust (or we can help you find one of our Preferred Service Providers). Present your CruiseControl Card at check-in. The repair facility will contact COPilot and get your claim started. Our ASE-certified Benefits Specialists will work with the repair facility to finalize your claim, and get them paid using COPilot's exclusive instant virtual payment system (which repair facilities love). You pay only a small $100 Deductible and you're back on the road in no time!

Your benefits also include coverage for a Rental Vehicle should your repair require a longer stay at the repair facility. Trip Interruption benefits even reimburse you food and lodging should your breakdown occur while away from home - a benefit especially useful if you break down while you're on family vacation!

What is CruiseControl?

CruiseControl is an exciting innovation from COPilot, an organization that has completely reinvented the way Texans acquire extended service protection. It is not insurance, and it is certainly not what comes to mind when you think of an extended warranty. As a member of a Credit Union, you already understand the concept of cooperative membership - something that is in our DNA at COPilot. United Heritage Credit Union has partnered with COPilot and Institution Solutions LLC, to bring you CruiseControl - the most affordable and most amazing concept you'll ever see as a vehicle owner.

CruiseControl saves you thousands on the costs associated with owning a vehicle. What's really cool is, because CruiseControl Membership is month to month, you can enroll in these affordable benefits at any time during your vehicle ownership, not just when you buy your vehicle! Your benefits never expire by time or mileage, and there are no long term contracts! You simply keep up your Membership and let us take care of the rest.

Who needs CruiseControl?

CruiseControl offers drivers at every stage in the vehicle ownership process that "new car" feeling, helping you budget your vehicle ownership cost in one small Membership renewal payment. This means you have no surprises from unexpected repair bills. Our Memberships are affordable and available for you whether you're buying a new vehicle and wish to have a pre-paid Membership rolled into your UHCU auto loan, or if you've owned your vehicle for a few years, and simply want to start having that new vehicle peace of mind without that new vehicle payment!

Benefits of Membership


CruiseControl benefits go far beyond those of a typical service contract, for far less than you'd expect to pay!

  • Up to $10,000 Mechanical Breakdown Repair Benefits
  • FREE Oil Changes & Tire Rotations
  • 24 Hour Emergency Roadside Assistance
    • Towing Service
    • Tire Service
    • Battery Service
    • Delivery Service (for fuel, water, etc.)
    • Locksmith Service
  • Auto Insurance Deductible Reimbursement (up to $500 twice annually)
  • Rental Vehicle Reimbursement & Discounts
  • Trip Interruption Coverage
    • Food & Lodging (while you and/or your family are away from home)
  • Non-Covered Service & Component Discounts (offered through our Preferred Service Providers)
  • Multi-Point Vehicle Courtesy Inspections (available through our Preferred Service Providers)
  • Fuel Savings (5¢/Gallon at all nationwide participating Gulf® and Buc-ee's® locations)
  • Annual State-Required Vehicle Safety Inspection Reimbursement
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UHCU Insurance Services, LLC. is a Credit Union Service Organization. Business conducted with UHCU Insurance Services, LLC. is separate and distinct from any business conducted with United Heritage Credit Union, its parent Credit Union. Insurance products offered by UHCU Insurance Services, LLC. are not (i) deposits of United Heritage Credit Union, its parent Credit Union or its partner Alloy Insurance Partners, therefore are not protected by the NCUA and are not exclusive to Credit Union members and (ii) an obligation of or guaranteed by UHCU Insurance Services, LLC., its parent Credit Union or its partner and may be subject to risk. Any insurance required as a condition of an extension of credit by United Heritage Credit Union need not be purchased from UHCU Insurance Services, LLC. and may be purchased from an agent or insurance company of the member’s choice.

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