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All UHCU branches will be closed on Monday, July 4, in observance of Independence Day. Branches will be open for normal business hours on Tuesday, July 5.

Please be aware that UHCU is not calling or sending text messages asking for personal information. If you receive a call or text please do not engage and contact us directly.
 See our latest Security Center article for important details to protect yourself.
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Austin-Area Member AppreciationNEW

Member Appreciation is back! Register to win tickets to one of 3 event dates at the Dell Diamond. Registration closes Thursday, June 30, 2022. Learn more and register today!
Security Center Alert: Phishing Calls/TextsNEW

Phishing call/texts may increase over the Independence Day holiday weekend. UHCU will never call and ask for personal information. Click here to learn how to protect yourself from these scams.

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We offer boat, RV and motorcycle loan rates as low as 5.19 % APR* Apply Now

RV Loans

Don’t wait to purchase your recreational vehicle and see all the beauty this country has to offer. A UHCU loan will get you on the road in no time – use it to finance your motorhome, camper, fifth wheel or travel trailer. With competitive rates and flexible terms, you can make your dreams of owning an RV and exploring the open road a reality.
Apply for an RV Loan
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photo boat family

Boat Loans

Beat the heat on Lake Travis, Lake Austin, Lake LBJ or any other lakes in a new boat financed by United Heritage. Take advantage of the best boat loan offer around – benefit from low rates, flexible terms and a UHCU loan specialist who will help you get on the water quickly without wading through a complicated loan process.
Apply for a Boat Loan

Motorcycle Loans

Discover an exhilarating way to cruise past high gas prices and enjoy the great outdoors. Get a United Heritage loan for your new or used motorcycle and start touring the scenic routes of the Hill Country and beyond. UHCU even offers low-rate, flexible-term refinancing options for that motorcycle sitting in your garage.
Apply for a Motorcycle Loan Now
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Have Questions?

We're here to help.

To speak to a UHCU loan specialist, give us a call at 512.435.4444.
Loan Sales - Submit an Application or Check the Status of an Application:
Monday-Friday: 8:00 AM - 6:00 PM
Saturday: 9:00 Am - 3:00 PM

Loan Service: Questions on Existing Loans:
Monday-Friday: 8:00 AM - 5:00 PM
Membership/Regular Savings account required. Limited time offer. United Heritage policies, terms, conditions and restrictions apply. Offers not eligible on existing United Heritage loans. Rates and fees subject to change without notice. APR applies to well-qualified borrowers. APR dependent on collateral, loan amount, credit and term selected.