Mobile Banking

Have an Apple Watch? Follow the steps in our Apple Watch Guide to begin using the UHCU Apple Watch App.
 

Highlights for the Apple Watch App include:

• View last 10 transactions
• Quickly review balances on up to 10 accounts/shares
• Compatible with Apple Watch Series 1, 2, 3 and 4
• iPhone must be running iOS 12.X or higher

Now you can deposit checks to your United Heritage account anytime, anywhere using the UHCU Mobile App on your mobile device. To get started, follow the steps below to enroll and view step-by-step instructions in our Mobile Check Deposit Guide.

Enroll in Mobile Check Deposit

1. Sign in to the UHCU Mobile App and select Menu > Transactions > Mobile Deposit Enrollment.
2. Review the Remote Deposit Services Disclosures and Agreement, click the check box and select Accept.
3. Once enrolled, select Menu > Transactions > Deposit Check to get started.

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Mobile Check Deposit Guide

Have questions about Mobile Check Deposit? Check out our Mobile Check Deposit Guide for helpful information and step-by-step instructions.

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Mobile Check Deposit Limit

Currently there is no limit to the amount of an item that can be deposited via the mobile app. All checks deposited via the mobile app are reviewed for eligibility and may be subject to a hold. 

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Signature Requirements for Mobile Deposits

All checks deposited via a mobile device must contain:

• A valid signature
• "For mobile deposit only at UHCU" (under the signature line)

Please note: The above information must be written legibly on the back in dark ink.

If these requirements are not met, your mobile check deposit will not be processed. You will be notified via email or a secure message within Online Banking if your mobile deposit is not deposited to your account due to the signature and required verbiage not being present.

To assist you with this new requirement, the required verbiage has been added to the Deposit Check feature on the UHCU Mobile App and will appear when you are prompted to take a photo of the back of the check (as shown below).


To qualify for this Service, you must meet eligibility criteria as dictated by United Heritage, including having all accounts in good standing. Eligibility of this Service is determined at the full and complete discretion of United Heritage and may be withdrawn at any time.

Remote Deposit Services Disclosure and Agreement

The UHCU Mobile App offers you the ability to access your account with your fingerprint or facial recognition. Learn how to utilize this feature by reading our Touch Authentication/Face ID Guide or by watching the step-by-step UHCU Mobile App Touch Authentication video below.


Having trouble viewing the video? Try watching it on YouTube.

Please note: Touch ID/Face ID needs to be enabled within the "Settings" area of your Apple device before completing the steps in the video or guide above. 

Have questions about the UHCU Mobile App? Check out our UHCU Mobile App Guide for helpful information about the set up process and features.