Banking made easy.
Effortless banking starts with the right financial partner—United Heritage Credit Union.
With a UHCU debit card and our mobile app, you’re always in control of your finances, whether you’re at the ballpark or on the go. No extra steps, no curveballs—just simple, reliable banking.
Open an account today and bank with ease.
There's an option for everyone.
Check Out Our Debit Card Designs
UHCU is offering multiple debit card designs for our members. Card designs feature a variety of options, in both horizontal and vertical orientations. And, debit cards are now contactless! Click below to see all instant-issue and mail in options.
Ready to Elevate Your Everyday?
UHCU Metal Debit Card
The UHCU Metal Debit Card offers a range of benefits beyond its stunning design:
- Unmatched Durability: Scratch-resistant and virtually unbreakable, this card is built to withstand the wear and tear of everyday use.
- Enhanced Security: Metal construction offers an extra layer of protection against fraud and skimming.
- Contactless Payments: Enjoy the convenience of tap-and-go transactions wherever contactless payments are accepted.
Download the UHCU Mobile App
Access your account anytime, anywhere from your mobile device. The UHCU Mobile App allows you to bank on your schedule, from home or on the go, with United Heritage.
Available Features
- Deposit checks
- Pay bills
- Make transfers
- Make loan payments
- Review transactions
- Locate branches/ATMs
- Connect to your Apple Watch
The UHCU Mobile App is a free download for Apple® iPhone, iPad, iPod Touch or Android™ mobile devices.
Download the UHCU Mobile App today! Click on the icons below to get started.
What Else Can We Help With?
If you need a loan, we've got you covered.
Buy or Refinance a Vehicle
Our Auto Loans come standard with low rates, personalized service and more. If you're thinking about buying a car or refinancing your current one, this is the place to start.
Buy a House
We take the headache out of getting a home loan. With competitive rates and personalized service, we’re here to make financing your home as simple as possible.
Get Money Out of Your House
Use your home's equity to free up funds to help finance major expenses – such as tuition payments, debt consolidation, home renovations or repairs. If you're looking for a HELOC, UHCU has the solution for you!
Always here for you.
Just a click or phone call away.
Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible.
Visit a branch today:
- Cedar Park
- Georgetown
- Kyle
- Lakeway
- North Austin
- River Place
- Round Rock
- South Austin
- Southwest Austin
- Tyler
Membership/Regular or Student Savings required. Regular Savings account required for all checking accounts. Par value of one share is $1. Programs (including, without limit, fees, rates and features) subject to change without notice. See Fee Schedule for applicable fees. See Member Eligibility requirements.
Instant Issue Visa® Debit Card: Get an Instant Issue Visa® Debit Card for just $5. Daily transaction limits applied to Teen Checking account debit cards. Copies of cleared checks endorsed within 18 months of request date are free via Online Banking.
*Web BillPay is free when it is actively being utilized. An inactivity fee of $6.95 is assessed if there is fewer than one (1) payment processed during the Web BillPay calendar monthly billing cycle.
**Overdraft Protection is available for all checking accounts from the designated savings account up to the amount of funds on deposit.
***Excludes overdraft transfers.
****United Heritage makes your pay available as soon as it is received, which in many cases can be up to two days before your scheduled payday. Employers control the timing of providing their payroll funds to United Heritage. Early deposit of your payroll is not guaranteed.