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Auto Loans

We have a loan for your ride.

Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process.
 
  • Rates as low as 2.49% APR
  • Personalized service
  • Quick and convenient loan closings from home with DocuSign
  • Assistance navigating the process
  • Ask about no payments for 90 days!
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Summer Skip A Pay
Summer Skip-A-Pay

Free up funds for summer fun!

Enjoy your summer a little extra this year with our Skip-A-Pay program, which allows those who qualify to skip their June, July or August loan payment.
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UHCF 2022 Auto Raffle details. Enter for your chance to win a 2022 Toyota RAV4 Hybrid XSE.
United Heritage Charity Foundation

The Auto Raffle is here!

The United Heritage Charity Foundation Auto Raffle has begun! With the purchase of a $5 raffle ticket, you'll be entered for a chance to win a 2022 Toyota RAV4 Hybrid XSE. 
  • Purchase tickets at all UHCU branches or by calling 512.435.4545, 903.597.7484 or 800.531.2328.
  • There is no limit to the number of tickets you can purchase.
  • Learn more by clicking the button below!
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Always here for you.

Just a click or a phone call away.

Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible

Visit a branch today:

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Texas Proud.

Where you bank matters.

Service that WOWs
Service that WOWs

We treat members like our neighbors because sometimes, they are. We pride ourselves on our service and love of community.
30,000 Free ATMs
30,000 Free ATMs

Don't be fooled. Just because we're not a national bank it doesn't mean we don't have a national presence.
Branch Services
Branch Services

We provide our members with the most convenient services possible.
Greater Flexibility
Greater Flexibility

We're not a call center, we're here to provide banking solutions and will work with you in person or over the phone.
Local Focus
Local Focus

We are here for Texas. Banking with UHCU is an investment in the community. We're focused on Texas, not Wall Street.
Lower Fees
Lower Fees

Don't let fees get you down. We firmly believe in taking care of our members' whole financial being.
COMPLAINT NOTICE

If you have a problem with the services provided by this credit union, please contact us at:

United Heritage Credit Union
P.O. Box 202020, Austin, Texas 78720
512.435.4545 or 800.531.2328
memberassist@uhcu.org 

The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department through one of the means indicated below: In Person or U.S. Mail: 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236, Facsimile Number: (512) 832-0278; Email: complaints@cud.texas.gov, Website: www.cud.texas.gov.