UHCU Welcomes You!

What can we help you with today?

Home loans with you in mind.

With competitive rates and personalized service, we try to save you money and time wherever possible. Whether you're ready to buy, thinking about refinancing or interested in tapping in to your home's equity, we can help.

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Refinance your auto loan.

Refinancing your auto loan from another lender could lower your payment, get a better interest rate or shorten your term.

Let's Refinance

Small dollar, short-term loans.

CashPlease - The convenient way to manage your short-term cash needs.

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Open a UHCU account.

Open an account with UHCU today to experience how we’re making banking personal again.

Open an Account

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Auto Loans

Take advantage of great deals.

Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process.

Rates as low as 2.49% APR
Personalized service
Quick and convenient loan closings from home with DocuSign
Assistance navigating the process
Ask about no payments for 90 days!

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Summer Skip-A-Pay

Free up funds for summer fun!

Enjoy your summer a little extra this year with our Skip-A-Pay program, which allows those who qualify to skip their June, July or August loan payment.

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2022 Austin-Area Member Appreciation Events

Member Appreciation is Back!

We greatly appreciate our United Heritage Credit Union members. As a way to give back and provide our thanks, United Heritage is sponsoring three Austin-Area Member Appreciation events at the Dell Diamond.

Saturday, July 30, 2022 at 7:05 PM
Sunday, July 31, 2022 at 6:05 PM
Saturday, September 10, 2022 at 6:05 PM

Due to high demand, 2022 Member Appreciation event tickets will be sold online using a random drawing system. Registration for the ticket drawing will open Monday, June 6, 2022 and closes Thursday, June 30, 2022.

Learn More Register Today

Always here for you.

Just a click or a phone call away.

Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible

Visit a branch today:

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Texas Proud.

Where you bank matters.

Service that WOWs

We treat members like our neighbors because sometimes, they are. We pride ourselves on our service and love of community.

30,000 Free ATMs

Don't be fooled. Just because we're not a national bank it doesn't mean we don't have a national presence.

Branch Services

We provide our members with the most convenient services possible.

Greater Flexibility

We're not a call center, we're here to provide banking solutions and will work with you in person or over the phone.

Local Focus

We are here for Texas. Banking with UHCU is an investment in the community. We're focused on Texas, not Wall Street.

Lower Fees

Don't let fees get you down. We firmly believe in taking care of our members' whole financial being.

COMPLAINT NOTICE

If you have a problem with the services provided by this credit union, please contact us at:

United Heritage Credit Union
P.O. Box 202020, Austin, Texas 78720
512.435.4545 or 800.531.2328
memberassist@uhcu.org

The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department through one of the means indicated below: In Person or U.S. Mail: 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236, Facsimile Number: (512) 832-0278; Email: complaints@cud.texas.gov, Website: www.cud.texas.gov.