We're glad you're here.
Buy a home with as little as 3% down.
Home Loans
We make home-buying as simple as possible.
At United Heritage, we're increasing our home loan product offerings while other lenders are scaling back. With competitive rates and personalized service, we're here to make financing your home as simple as possible. Whether you're looking to purchase a home, refinance from another lender or take cash out using your home's equity, we have options for you.
- Competitive low rates
- Get pre-qualified before you shop
- Assistance navigating the home-buying process
- First-time homebuyer assistance
Auto Loans
We have a loan for your ride.
Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process.
- Rates as low as 3.64% APR
- Personalized service
- Quick and convenient loan closings from home with DocuSign
- Assistance navigating the process
- Ask about no payments for 90 days!
Student Loans
Stress Less About Paying For College.
UHCU’s in school loan helps undergraduates and graduates pay the full cost of attendance. Get a credit decision in minutes and invite a cosigner in seconds.
- Fully deferred, interest only or immediate repayment options
- Borrow from $3,000 to $150,000
- .25% discount for automated payment deduction
- Cosigner release after 36 on-time payments
- Receive real-time updates on your application via text
Always here for you.
Just a click or a phone call away.
Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible
Visit a branch today:
- Cedar Park
- Georgetown
- Kyle
- Lakeway
- North Austin
- River Place
- Round Rock
- South Austin
- Southwest Austin
- Tyler
- Westlake
Texas Proud.
Where you bank matters.
Service that WOWs
We treat members like our neighbors because sometimes, they are. We pride ourselves on our service and love of community.
30,000 Free ATMs
Don't be fooled. Just because we're not a national bank it doesn't mean we don't have a national presence.
Branch Services
We provide our members with the most convenient services possible.
Greater Flexibility
We're not a call center, we're here to provide banking solutions and will work with you in person or over the phone.
Local Focus
We are here for Texas. Banking with UHCU is an investment in the community. We're focused on Texas, not Wall Street.
Lower Fees
Don't let fees get you down. We firmly believe in taking care of our members' whole financial being.
If you have a problem with the services provided by this credit union, please contact us at:
United Heritage Credit Union
P.O. Box 202020, Austin, Texas 78720
512.435.4545 or 800.531.2328
memberassist@uhcu.org