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All UHCU branches will be closed on Monday, July 4, in observance of Independence Day. Branches will be open for normal business hours on Tuesday, July 5.

Please be aware that UHCU is not calling or sending text messages asking for personal information. If you receive a call or text please do not engage and contact us directly.
See our latest Security Center article for important details to protect yourself.
UHCU Welcomes You!
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Auto Loans

Take advantage of great deals.

Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process.
  • Rates as low as 2.49% APR
  • Personalized service
  • Quick and convenient loan closings from home with DocuSign
  • Assistance navigating the process
  • Ask about no payments for 90 days!
Summer Skip A Pay
Summer Skip-A-Pay

Free up funds for summer fun!

Enjoy your summer a little extra this year with our Skip-A-Pay program, which allows those who qualify to skip their June, July or August loan payment.
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2022 Austin-Area Member Appreciation Events

Member Appreciation is Back!

We greatly appreciate our United Heritage Credit Union members. As a way to give back and provide our thanks, United Heritage is sponsoring three Austin-Area Member Appreciation events at the Dell Diamond.

Saturday, July 30, 2022 at 7:05 PM
Sunday, July 31, 2022 at 6:05 PM
Saturday, September 10, 2022 at 6:05 PM

Due to high demand, 2022 Member Appreciation event tickets will be sold online using a random drawing system. Registration for the ticket drawing will open Monday, June 6, 2022 and closes Thursday, June 30, 2022.
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Always here for you.

Just a click or a phone call away.

Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible

Visit a branch today:

Location Finder

If you have a problem with the services provided by this credit union, please contact us at:

United Heritage Credit Union
P.O. Box 202020, Austin, Texas 78720
512.435.4545 or 800.531.2328 

The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department through one of the means indicated below: In Person or U.S. Mail: 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236, Facsimile Number: (512) 832-0278; Email:, Website: