UHCU | United Heritage Credit Union

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Freedom Checking Manage your money with no fees and no minimums.

Choice Checking Your second chance to rebuild your financial history.

Regular Savings Your gateway to all member services and products.
Save Up For

Special Savings Save up for something special – as many times as you like.

Holiday Savings Stuff this stocking to prepare for the holidays.

Coverdell Education Plan for your child’s education with tax-free growth.
Start 'em Early

Teen Checking Our Freedom account tailored for ages 12 – 17.

Student Savings Designed exclusively for our members under 18.
Grow Your Wealth

VIP Money Market Tiered interest rates with unlimited deposits.

Independence Savings Maximize your savings at a higher rate.
- Added Benefits
  
  SmartDesign Debit Card Personalize your debit card with your own photo.
  
  Compare All Checking Accounts
  
  Compare All Savings Accounts
  Become a Member

Home Sweet Home

Mortgage Loans Flexible financing options for the home of your dreams.

Home Equity Loans Access cash using the equity you’ve built in your home.
Finance Your Car

Auto Refinance Enjoy lower interest rates and smaller payments with refinancing.

New Car Loan Keep car payments manageable with a new car loan.
Get Funds Now

Personal Loan Access to the money you need, when you need it.

CD Secured Earn interest on your funds while you borrow against them.
Add Flexibility

Credit Cards Our industry-leading cards have competitive rates and benefits.
- Added Benefits
  
  Low Rates. Easy Application. Don’t put your dreams off another day. Apply today.
  Apply Now

Grow Your Wealth

CDs Tiered interest paid quarterly; terms from three to 60 months.

IRAs No monthly fee; traditional and Roth IRA available.
Insure Yourself

Term Life Insurance An affordable option to keep you covered.

Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

Long-Term Care Be prepared for an unexpected illness or hospitalization.

Auto Free, instant rate quotes from reputable carriers.
- Added Benefits
  
  Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.
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Fraud Protection Protect yourself from identity theft or fraud.

Financial Tips Build wealth and take control of your financial future.

Building Credit Credit history stays with you; make sure it’s good.

Investing Proper investments can make your money grow.
Plan for Major Events

Buying a Car Things to think about before buying a new car.

Buying a Home Plan ahead before buying a new home.

Saving for College It’s never too early to start saving for your child’s education.
- Added Benefits
  
  Build Your Financial Vocabulary Financial literacy starts with understanding financial terms
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Convenient Access

Online Banking Online transactions make banking a breeze.

Mobile Banking Access your account any time, anywhere from your phone.
Competitive Rates

Checking Rates View rates and requirements for all UHCU checking accounts.

Loan Rates View rates and requirements for all UHCU loans.

Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

Fees Schedule View rates and requirements for all savings and investment opportunities.
Serving You Better

Personalized Service Accounts and products to fit your unique needs.

Convenience Services BillPay and direct deposit make money management simple.

Branch Services We go way beyond deposits and withdrawals at our branches.

Tax Services Don’t let tax-season stress get you down.
- Added Benefits
  
  Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.
  Join Now

2014 Member Appreciation