What can we help you with today?

At United Heritage, we're increasing our home loan product offerings while other lenders are scaling back. With historically low rates and personalized service, we're here to make financing your home as simple as possible. Whether you're looking to purchase a home, refinance from another lender or take cash out using your home's equity, we have options for you.
 

• Historically low rates
• Get pre-qualified with no up-front costs
• Assistance navigating the home-buying process
• First-time homebuyer assistance

We recently updated our PO Box mailing address. To ensure your loan payments are processed on time and to prevent late payments, please update our mailing address in your address book and/or any bill payment systems to: 

Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process.
 

• Rates as low as 1.79% APR
• Personalized service
• Quick and convenient loan closings from home with DocuSign
• Assistance navigating the process
• Ask about no payments for 90 days!

Are you searching for a home? Our new home shopping tool makes it easy to find the perfect home for you. You can search by zip code, city, or neighborhood. You can also filter your search by things like type of house, number of bedrooms, price range, square footage and more. 

Start your home search now!

Now you can earn points when you use your UHCU Debit Card for purchases! With UHCU Rewards, you earn points simply by using your debit card. Points can be redeemed for great rewards like gift cards, electronics and more. 

How it works:

• Instead of a check, cash or credit card, use your UHCU Debit Card.
• Earn points for everyday purchases like groceries, dining out, or filing your car with gas.
• Redeem your points for great rewards at uhcurewards.org.

Your UHCU Debit Card is the simple way to pay - plus, you earn FREE rewards!

Celebrate summer a little extra this year with our Skip-A-Pay program, which allows those who qualify to skip their June, July or August loan payment.

And because we know this year has been especially hard for a lot of our members, we're waiving the normal $20 fee to participate in the program. We hope this provides some relief and helps make summer a little more exciting!

UHCU’s in school loan helps undergraduates and graduates pay the full cost of attendance. Get a credit decision in minutes and invite a cosigner in seconds.

• Fully deferred, interest only or immediate repayment options
• Borrow from $3,000 to $150,000
• .25% discount for automated payment deduction
• Cosigner release after 36 on-time payments
• Receive real-time updates on your application via text