Skip to Content
UHCU Welcomes You!
car driving on road
Auto Loans

We have a loan for your ride.

Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process.
  • Rates as low as 2.49% APR
  • Personalized service
  • Quick and convenient loan closings from home with DocuSign
  • Assistance navigating the process
  • Ask about no payments for 90 days!
Summer Skip A Pay
Summer Skip-A-Pay

Free up funds for summer fun!

Enjoy your summer a little extra this year with our Skip-A-Pay program, which allows those who qualify to skip their June, July or August loan payment.
UHCF 2022 Auto Raffle details. Enter for your chance to win a 2022 Toyota RAV4 Hybrid XSE.
United Heritage Charity Foundation

The Auto Raffle is here!

The United Heritage Charity Foundation Auto Raffle has begun! With the purchase of a $5 raffle ticket, you'll be entered for a chance to win a 2022 Toyota RAV4 Hybrid XSE
  • Purchase tickets at all UHCU branches or by calling 512.435.4545, 903.597.7484 or 800.531.2328.
  • There is no limit to the number of tickets you can purchase.
  • Learn more by clicking the button below!
Map of Texas
Always here for you.

Just a click or a phone call away.

Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible

Visit a branch today:

Location Finder

If you have a problem with the services provided by this credit union, please contact us at:

United Heritage Credit Union
P.O. Box 202020, Austin, Texas 78720
512.435.4545 or 800.531.2328 

The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department through one of the means indicated below: In Person or U.S. Mail: 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236, Facsimile Number: (512) 832-0278; Email:, Website: