Members have saved thousands electing additional coverage such as Omni Protect, Vehicle Service Contract (VSC) and Guaranteed Asset Protection (GAP)2 with United Heritage rather than with the dealership! These options are designed to help protect you against the burden of unexpected expenses including costly mechanical breakdown, road hazards, unplanned life events and more. 

Explore our investment protection options below.

Details about your coverage are listed below.

Some updates have been made to these products. Coverage will now depend on the date the product was purchased. Please refer to the dates below for more information on how to submit claims or find additional information.

GAP
Purchased before 01.01.2026 → First Innovations
Purchased on or after 01.01.2026 → ASG Results

VSC & CVP/Omni
Purchased before 01.12.2026 → First Innovations
Purchased on or after 01.12.2026 → ASG Results

Winshield crack

Omni Protect

Omni Protect provides greater coverage for your investment including tire and wheel protection, paintless dent repair, interior/exterior repair, key replacement, windshield repair options, and more!
 

Vehicle Service Contract

A Vehicle Service Contract (VSC) allows you to choose your coverage level, contract length and deductible for protection against many major mechanical breakdowns. Plans feature 24/7 roadside assistance, vehicle rental and trip interruption reimbursement.

Man repairing vehicle
Car accident

Guaranteed Asset Protection

UHCU offers affordable Guaranteed Asset Protection (GAP) for many auto loan types. GAP can cover the difference between the amount you owe on your loan and the insurance payout in the event that your car is totaled, lost or stolen.1

ASG Results - General Support

For general questions, inquiries, issues with the portal and claim-related concerns:
Call: 800.572.9171
Email: 
support@asgresults.com

Omni Protect
Claims: 855.902.5246
Emergency Roadside Assistance: 866.693.6582


Purchased coverage before 2026?

First Innovations

Click here to view the Vehicle Service Contract brochure.
Click here to view the Complete Vehicle Protection brochure.

To make a CVP Claim, call 800.332.7029
To make a VSC Claim, call 888.909.1025
GAP claims are initiated directly by the Credit Union.



1Coverage only offered in conjunction with a new loan. Not all vehicles are eligible for coverage. Coverage exclusions may apply. Vehicle Service Contracts (VSC) may be available on existing loans if vehicle qualifies.