Our mortgage specialists save you time and money.
At United Heritage, we take the headache out of getting a home loan. With low rates and personalized service, we’re here to make financing your home as simple as possible.
Apply today to start exploring your mortgage loan opportunities.
Get Started
How We Help
Search for a Home
Are you searching for a home? Our new home shopping tool makes it easy to find the perfect home for you. You can search by zip code, city, or neighborhood. You can also filter your search by things like type of house, number of bedrooms, price range, square footage and more.
Start your home search now!
Monthly Payment
Home Affordability
Monthly Payments
$--
Total Cost of Loan
$--
The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.
Home Loan Calculators
Use the calculators to help you estimate your monthly payments or determine how much home you can afford.
Benefits of UHCU Mortgage Loans
At United Heritage, we take the headache out of getting a home loan. With low rates and personalized service, we’re here to make financing your home as simple as possible.
- Get pre-qualified with no up-front costs
- No application fees
- Competitive rates
- Quick, convenient, customized home loans based on your needs
- Assistance navigating the home-buying process
- First-time homebuyer assistance
We're here for first-time homebuyers.
Considering buying your first home? You've come to the right place. We will walk you through the entire process from pre-qualification to signing on the dotted line.
Submit your application now and we'll be sure to answer the questions you see here plus any others you may have.
Get Started
Common First-Time Homebuyer Questions
VA Loans
At United Heritage Credit Union, our roots are in the military. Founded as the official credit union of Bergstrom Air Force Base in 1957, we understand the sacrifices made by those who serve. With our VA loans, we offer eligible service men and women the opportunity to become homeowners.
The loan process is convenient and easy.
Whether you're ready to purchase your first home or upgrade to a larger house, we are ready to help get the money you need at a monthly payment that works for your budget. We are old pros at home loans - you can count on us to make the loan application process quick and painless.