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The Cedar Park branch will be temporarily closed starting April 5, 2021 until further notice to complete renovations caused by the recent winter storm. More information.

Who We Are

At UHCU, we approach banking at a personal level. We believe in handshakes, going the extra mile and treating our members like people, not account numbers. We work tirelessly to help you manage your money and build the financial future you desire.

Our Mission:

To provide quality, personalized service while maintaining a strong financial position.

United Heritage believes in the Credit Union philosophy of "People Helping People."

  • For us, being your financial institution means going the extra mile.
  • For more than 60 years we’ve served your communities, building relationships one handshake at a time.
  • Every member of our team is empowered to deliver our personalized approach to managing your money.
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photo uhcu branch manchaca

Our History

Austin-based. Texas-bred.

United Heritage opened its doors in 1957 as Military Federal Credit Union, offering military personnel savings and loan services. In 1969, our name changed to Bergstrom Federal Credit Union and we expanded our service offerings and increased our overall membership base. By 1993, the Credit Union was given the opportunity to expand our membership base to include hospitals and hospital affiliates, along with select employer groups, allowing us to grow into United Heritage Federal Credit Union. Changing from a federal charter to a state charter in 1997, we’re now open to the Central Texas, Austin and Tyler communities, enabling us to help more people than ever.

What this means for you, the member.

Since opening our doors, we’ve worked hard to better service our communities, establishing a foundation of stability and security. As a UHCU member, you’ll benefit from the lower rates and higher yields we’re able to offer as a not-for-profit financial cooperative without losing the products and services you’d expect from a big bank. Committed to your success, we’re ready to be your financial partner.

Our People

Much more than our branch locations and our online/mobile presence, United Heritage is about people and personal relationships. A financially sound financial institution first and foremost, every member of our team – from our Board of Directors to our CEO to our Member Service Reps – is empowered to deliver our personalized approach to managing your money.

Board of Directors

As United Heritage members themselves, each Board member is personally invested in one main goal: ensuring UHCU continues to provide superior, personalized service to every member, while remaining financially sound.

photo uhcu team event

Annual Report

Check out United Heritage Credit Union's 2019 Annual Report, which details progress made in the past year and provides information on what's to come.