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Beware of Ongoing Telephone Scams NEW

Please remember to not provide any information to someone who calls you and requests personal information. If you're not comfortable with a call you receive claiming to be UHCU, hang up and call UHCU directly. 
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Because helping you realize your goals is important to United Heritage Credit Union, we offer a variety of flexible borrowing options. And as a not-for-profit financial cooperative, we are able to offer you lower interest rates, resulting in serious savings throughout the life of your loan.
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Personal Loans

UHCU’s personal loan options give you freedom and flexibility. Whether you want extra money for debt consolidation, cash management or unplanned expenses, we have simple, straightforward solutions.

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Credit Cards

UHCU offers a variety of credit cards with competitive rates and a full range of benefits. Find the UHCU credit card that’s right for you.

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The loan process is convenient and easy.

Whether you're ready to purchase your first home or upgrade to a larger house, we are ready to help get the money you need at a monthly payment that works for your budget. We are old pros at home loans - you can count on us to make the loan application process quick and painless.

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