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Beware of Ongoing Telephone Scams NEW

Please remember to not provide any information to someone who calls you and requests personal information. If you're not comfortable with a call you receive claiming to be UHCU, hang up and call UHCU directly. 
Our Southwest Branch Drive-Thru Services are Changing NEW

Effective Monday, May 19, 2025, the drive-thru teller services at our Southwest Branch will no longer be available. Our lobby and 24/7 drive-up ATMs remain ready to serve you! Click here for more information.
UHCU Featured on Viewpoint with Dennis Quaid NEW

We're thrilled to share some exciting news! United Heritage Credit Union was recently selected to be featured on Viewpoint with Dennis Quaid, highlighting what truly sets us apart in the financial landscape.
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We believe accessing your money shouldn’t be difficult.

A United Heritage VISA Debit Card enables you to withdraw funds from your account at any ATM worldwide and pay with your card instead of cash or a check anywhere that accepts VISA. UHCU VISA Debit Cards are a safe and convenient alternative to other payment methods.

Red Logo Debit Card

There's an option for everyone.

Check Out Our Debit Card Designs

UHCU is offering multiple debit card designs for our members. Card designs feature a variety of options, in both horizontal and vertical orientations. And, debit cards are now contactless! Click below to see all instant-issue and mail in options.

View Design Options

VISA Debit Cards

Instant Issue

At United Heritage, we make sure obtaining a VISA Debit Card is as quick and simple as possible. We offer Instant Issue VISA Debit Cards that come in a variety of custom designs and can be printed in minutes at any full-service UHCU branch location.

EMV Chip

UHCU VISA Debit Cards are EMV Chip Debit Cards with embedded microchips for more secure transactions. For more information about EMV cards, check out the EMV Cards: What You Need to Know post on the United Heritage Blog.

Open a Checking Account EMV Cards: What You Need to Know
VISA Debit Cards
Metal debit card front

Ready to Elevate Your Everyday?

UHCU Metal Debit Card

The UHCU Metal Debit Card offers a range of benefits beyond its stunning design:

  • Unmatched Durability: Scratch-resistant and virtually unbreakable, this card is built to withstand the wear and tear of everyday use.
  • Contactless Payments: Enjoy the convenience of tap-and-go transactions wherever contactless payments are accepted.
  • Surcharge Free ATMs: Gain access to hundreds of free ATMs within the greater Texas area.
  • Fraud Protection: UHCU uses VISA Falcon Fraud Prevention Service to continually monitor your card activity as well as identify and prevent fraudulent transactions on your account.
The Metal Debit Card is available for $35. Order yours today! 

Order Metal Card

Debit Card Features

Customize Your Design

A nice feature of our Instant Issue Debit Cards is that you can choose your own design. From downtown Austin skylines to fields of bluebonnets, we've got a design for you.

Pause Your Card

Misplaced your UHCU Visa Debit Card? Temporarily pause your card online or through your mobile app if you need to locate it or order a new one. You can also pause your card when it's not in use to prevent fraud. It's a convenient option to provide you with peace of mind.

Learn About Online Banking View Design Options
Checking debit card account online.

Fraud Protection

To better protect you, UHCU uses VISA Falcon Fraud Prevention Service to continually monitor your card activity as well as identify and prevent fraudulent transactions on your account.

Visit our Security Center to learn more about how United Heritage protects your account from debit card fraud and our Fraud Protection page to learn how you can protect yourself.

To report a lost or stolen debit card after hours, please call 888.241.2510. If you are out of the country, please call 909.941.1398.

Programs (including without limit, fees and features) are subject to change without notice.
See Fee Schedule for applicable fees.
Use of debit card may incur fees from other banks.
Electronic Fund Transfers Disclosure

Metal Debit Cards: Membership required. A $35 fee will be charged to your account upon submission and processing of the order form. Replacement metal cards are $50. Funds for the cost of the card must be available in the member’s account at time of sign-up to qualify. All metal cards will be mailed. Instant issue not available for metal cards.