We believe accessing your money shouldn’t be difficult.

A United Heritage VISA Debit Card enables you to withdraw funds from your account at any ATM worldwide and pay with your card instead of cash or a check anywhere that accepts VISA. UHCU VISA Debit Cards are a safe and convenient alternative to other payment methods.

Did you Know?

UHCU is now offering new debit card designs for our members! The new card designs feature a variety of options,  in both horizontal and vertical orientations. Click below to see all 20+ design.

Did you Know?
VISA Debit Cards

VISA Debit Cards

Instant Issue

At United Heritage, we make sure obtaining a VISA Debit Card is as quick and simple as possible. We offer Instant Issue VISA Debit Cards that come in a variety of custom designs and can be printed in minutes at any full-service UHCU branch location.

EMV Chip

UHCU VISA Debit Cards are EMV Chip Debit Cards with embedded microchips for more secure transactions. For more information about EMV cards, check out the EMV Cards: What You Need to Know post on the United Heritage Blog.

Debit Card Features

Customize Your Design

A nice feature of our Instant Issue Debit Cards is that you can choose your own design. From downtown Austin skylines to fields of bluebonnets, we've got a design for you.

Pause Your Card

Misplaced your UHCU Visa Debit Card? Temporarily pause your card online or through your mobile app if you need to locate it or order a new one. You can also pause your card when it's not in use to prevent fraud. It's a convenient option to provide you with peace of mind.

Checking debit card account online.
Photo of UHCU debit card

Debit Cards Rewards

Now you can earn points when you use your UHCU Debit Card for purchases! With UHCU Rewards, you earn points simply by using your debit card. Points can be redeemed for great rewards like gift cards, electronics and more. 

How it works:

  • Instead of a check, cash or credit card, use your UHCU Debit Card.
  • Earn points for everyday purchases like groceries, dining out, or filling your car with gas.
  • Set up your account and redeem your points for great rewards at uhcurewards.org

Fraud Protection

To better protect you, UHCU uses VISA Falcon Fraud Prevention Service to continually monitor your card activity as well as identify and prevent fraudulent transactions on your account.

Visit our Information Center to learn more about how United Heritage protects your account from debit card fraud and our Fraud Protection page to learn how you can protect yourself.

To report a lost or stolen debit card after hours, please call 888.241.2510. If you are out of the country, please call 909.941.1398.

Programs (including without limit, fees and features) are subject to change without notice.
See Fee Schedule for applicable fees.
Use of debit card may incur fees from other banks.
Electronic Fund Transfers Disclosure