We believe accessing your money shouldn’t be difficult.

A United Heritage VISA Debit Card enables you to withdraw funds from your account at any ATM worldwide and pay with your card instead of cash or a check anywhere that accepts VISA. UHCU VISA Debit Cards are a safe and convenient alternative to other payment methods.

photo atm smiling woman

VISA Debit Cards

Instant Issue

At United Heritage, we make sure obtaining a VISA Debit Card is as quick and simple as possible. We offer Instant Issue VISA Debit Cards that come in a variety of custom designs and can be printed in minutes at any full-service UHCU branch location.

EMV Chip

UHCU VISA Debit Cards are EMV Chip Debit Cards with embedded microchips for more secure transactions. For more information about EMV cards, check out the EMV Cards: What You Need to Know post on the United Heritage Blog.

Debit Card Features

Customize Your Design

A nice feature of our Instant Issue Debit Cards is that you can choose your own design. From downtown Austin skylines to fields of bluebonnets, we've got a design for you.

Pause Your Card

Misplaced your UHCU Visa Debit Card? Temporarily pause your card online or through your mobile app if you need to locate it or order a new one. You can also pause your card when it's not in use to prevent fraud. It's a convenient option to provide you with peace of mind.

Checking debit card account online.
Debit to win an Away Charging Suitcase

Debit to Win!

For every $1 you spend, get one entry to win.

If you have a UHCU Visa Debit Card, you're automatically entered to win an Away Charging Suitcase! For every dollar you spend, get one entry to win. 

Just use your debit card through the month of November and a winner will be selected at random at the beginning of December. It's really that simple. The more you use it, the more chances you'll have to win!

We'll be doing giveaways each month throughout 2019, so be sure to check back often for future prize announcements. A new winner will be chosen each month!

Fraud Protection

To better protect you, UHCU uses VISA Falcon Fraud Prevention Service to continually monitor your card activity as well as identify and prevent fraudulent transactions on your account.

Visit our Information Center to learn more about how United Heritage protects your account from debit card fraud and our Fraud Protection page to learn how you can protect yourself.

To report a lost or stolen debit card after hours, please call 888.241.2510. If you are out of the country, please call 909.941.1398.

Programs (including without limit, fees and features) are subject to change without notice.
See Fee Schedule for applicable fees.
Use of debit card may incur fees from other banks.
Electronic Fund Transfers Disclosure

Random drawings will be conducted once a month for the promotional period beginning February 2019 through December 2019 from all eligible entries received for each drawing. One (1) prize winner will be selected at random each month. Must be member in good standing and have not caused a loss to UHCU. UHCU Business Accounts are not eligible. Offer excludes UHCU employees, employee household members and accounts on which an employee is joint, as well as Board of Directors and Associate Directors of UHCU. For full Rules and Regulations, please click the link below.
Debit to Win Giveaway Rules and Privacy Agreement