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Based on recommendations from the CDC and local health officials, all UHCU branch lobbies are temporarily closed until further notice. At this time, we are continuing to offer our banking services through our drive-thru lanes at select locations, ATMs, Online Banking and the UHCU Mobile App.

For information regarding services via branch appointments as well as full details about specific locations, please visit our COVID-19 Information page.
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Certificate of Deposit (CD) Accounts

Similar to a savings account, a Certificate of Deposit (CD) is a great option for putting aside money while earning interest. With fixed dividend rates and terms ranging from three months to five years, our CDs give you flexibility and a higher yield than a savings account.

photo piggy bank savings

CD Features

  • $1,000 minimum opening balance
  • No monthly fee
  • No service charge
  • No administration fees
  • Dividends paid quarterly
  • Tiered interest rates
  • Insured up to $250,000
  • Withdraw dividends before maturity without penalty
  • Terms available for 3, 6, 12, 18, 24, 36, 48 and 60 months
Already a member? Open a CD with your current account today.
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Not a member yet? No problem! Open an account and a CD today. Get Started
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Financial Tips

Adopt good financial habits

Whether you're just starting out on your own or considering retirement, there are several financial tips that apply to everyone.

  • Set Specific Goal(s)
  • Make a Budget
  • Save / Invest
  • Pay Off High-Interest Debt
  • Insure Yourself
  • Consider Buying a Home
  • Diversify Investments
  • Create a Will
  • Focus on Life Stages
Learn More

Current Members - Open a CD Today

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Membership/Regular Savings required.
APY = Annual Percentage Yield
Programs (including without limit, fees, rates and features) are subject to change without notice.
See Rates & Fees for current dividends. Fees may reduce earnings.
See Fee Schedule for applicable fees.
Early withdrawal subject to loss of dividends.