Rates are low and now is a great time to refinance your auto loan from another lender. Apply today to get started.
Enjoy the holidays a little extra this year with our Skip-A-Pay program, which allows you to skip your December or January loan payment.
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Read our latest observer for current news, promotions and more.
Although winter temperatures in Texas are generally mild in comparison to northern areas of the country, we’ve been known to have a few cold snaps that could leave some drivers unprepared. ...
When you start drilling down into the world of real estate mortgage loans, as you’ve no doubt already noticed, you’ll discover a new world of terms and acronyms that seem designed to confu...
The loan process can seem a little mysterious to potential borrowers; you research loan rates, study different lenders and their loan principles, send in an application and wait for approval. But, wha...
The current housing market remains hot and despite the stiff competition for property, buying a second home is becoming more and more common. And it’s happening closer and closer to where ...
We want to inform our members that we have received multiple reports of UHCU members receiving phone calls and text messages from fraudsters indicating that they are a United Heritage representative a...
When you’re interested in buying a home, one of the first things you should do is compare different types of real estate loans. At United Heritage Credit Union, you’ll have several options...
In an effort to keep our members informed of current online security threats, we wanted to remind you about a continuing trend we’re seeing from scammers who are impersonating large businesses a...
For most people, one of the first steps to buying a home means securing financing through a loan, known as a mortgage. While many home purchases require down payments, there are also some mortgages th...
When buying a home, your loan application goes through several distinct stages. With today’s red-hot housing market, the timing of each stage can affect your ability to bid on a specific h...
When you apply for a home loan, you’ll encounter the terms ‘pre-qualified’ and ‘pre-approved.’ While they sound similar, there are some distinct differences that ar...
The American Rescue Plan, which expanded the income tax credit program for families with children for 2021, has kicked off monthly child tax credit payments that began on 7/15/2021.
When you’re trying to decide on whether to rent, buy, or build, our loan specialists are great at helping you decide the right next step is in your housing journey. United Heritage Credit Union&...
When you’re looking to finance a home there are several things you need to consider, including the loan estimate, which is key in understanding the actual terms of the loan. The loan estimate ca...
Student loans can be a huge burden to many Americans, and there has been much talk of government intervention in helping relieve some of the debt, but in the meantime, many are putting up with high pa...
Mortgages seemingly have their own language, and knowing what the terms mean can make a significant difference in how you understand your loan and the associated costs. Often, APR is confused with int...
Despite the global pandemic, the housing market across Texas has been hot, but mostly for sellers. Housing inventory remains low and often homes are being sold within days of being listed, and are sel...
Buying a home is most likely the biggest financial transaction you may make in a lifetime and communication is key to limiting stress during the home loan process. While hiccups can happen in the home...
Current mortgage rates have been the lowest offered in decades and the housing market has been booming. While the current market has been considered a seller’s market due to the increased demand...
You’ve made the big decision to buy a home and gone through the application process only to find out that you don’t qualify for the amount you wanted. Now what? You’ve got some optio...
Housing markets across Texas are booming and mortgage rates are lower than they’ve been in years, so there’s hefty competition in the buying market. Frequently homes have offers on them be...
Now that a COVID-19 vaccine is becoming more widely available, it looks like there may be an end to our time in quarantine. This means that all the things we’ve put on hold like vacations ...
We’ve mentioned before how getting pre-qualified for an auto loan can increase your buying power, but what does that mean exactly? We’ll outline how doing some planning before you shop can...
Due to water damage from the recent winter storm, our Cedar Park branch will be closed for renovations starting Monday, April 5, 2021 until further notice. The ATM at this location will remain fu...
For those who aren’t familiar with them, QR codes are a sophisticated form of a bar code that can be scanned using the camera app on most smart phones. QR actually stands for “Quick Respon...
Doing your taxes early really is worth the effort. The majority of Americans end up with a return, so filing earlier means that for many, you’ll have money back in your pocket sooner. Besides ha...
Read our latest Observer for current news, promotions and more.
Austin is an amazing and fun city and there are a plethora of reasons to move here - great weather, the food scene and the booming job market are all reasons why people are flocking to Austin in recor...
There’s no better way to honor the birth of our first president, George Washington, than to spend a few pieces of paper adorned with his image. And the best place to get the biggest bang for tha...
Bank Jugging is when a suspect or suspects observe bank/credit union customers entering and exiting the branch, using the drive-thru or accessing the ATM. The suspect(s) then follow the customers they...
In an effort to keep our members informed of current security threats, we wanted to let you know about a new trend we’re seeing from scammers who are impersonating large businesses through text ...
Reducing your bill can lead to significant long term savings and we’ve got some ideas to help get that cash back into your pocket!
January is a great time to pick up some great deals, and we’ve compiled a list of the top 7 items that are usually discounted in the New Year!
One of the best decisions you can make for your financial future is to create and then stick to a budget. Taking a deep look at your finances can be intimidating, but it’s important to do especi...
This year has been unprecedented, and many of us have adapted to online shopping, and therefore an increase in our online spending. As a country, we generally overspend our budgets each year. A few pu...
If you’ve been shopping for a new car or truck, it’s very likely that you’ve seen some great pricing on auto advertisements. Most feel as if they are geared towards buyers with great...
In an effort to keep our members informed of current online security threats, we wanted to let you know about about a new trend we’re seeing from scammers who are impersonating large businesses ...
One of the most exciting parts of shopping for a new car is the seemingly endless options available. You’ve got heated seats, cooled steering wheels and third row options galore, but you also ha...
With so many sites, apps, and services dedicated to matching people up, the odds of meeting a compatible mate online have greatly increased over the past several years. However, more free and convenie...
Buying a car is exciting and can be overwhelming with choices. Should you buy new or used? Should you get the car from a dealership or via a third party? Should you lease or buy? Do you get those upgr...
Car loans are more straight-forward than some might think; you find a car you like and can reasonably afford, you finance the car and drive it off the lot. Sometimes this can happen in the span of jus...
Credential stuffing attacks are on the rise and it's important for our members to know how to protect their information online. A credential stuffing attack is when usernames and passwords a...
Please note that our PO Box address has changed to: PO Box 202020; Austin, Texas 78720. Please update your records for any future mailings.
Purchasing a home for the first time is a major financial milestone. Along the way, you’re bound to have questions. How much money will I need to put down? How will my down payment affect my mor...
As we continue to evolve our digital services, we wanted to make our Android users aware of an update coming soon to the UHCU Mobile App. This update is specific to the Mobile Deposit feature within t...
2020 has been an out of the ordinary year in many ways thus far, but there are plenty of opportunities to turn it into a year of good things. Summer and sunshine are upon us and despite the impact tha...
In the past, buying a home remotely was usually reserved for special cases such as vacation homes or because of a relocation. However, given our new norm of social distancing, buying a new home from t...
We want to inform our members that we have received reports of UHCU members receiving "Security" pop-ups asking them to call an out-of-area phone number, which is connected to fraudsters. &...
United Heritage is your foundation of economic well-being. While there is a lot of talk of being here for you, we mean it. We are expanding our services and offerings while others are scaling back. At...
UHCU has received multiple reports of members receiving a suspicious SMS text message requesting action by the member. We will never request this information from our members, including the last four ...
We wanted to remind our members that the safest place for your funds right now is in the financial institution systems. UHCU will continue to provide members with access to their funds directly or ele...
If you follow the news, you may have heard remarks from the federal government about sending funds directly to people and families to alleviate the burden caused by the COVID-19 coronavirus situation....
All of us at United Heritage Credit Union are here for you and your financial needs. We are monitoring the news for the latest on the coronavirus situation and we would like to reassure you that we ar...
With spring just around the corner, is there a best time of the year to refinance your mortgage? That’s a question that only you will know the answer to—after all, everyone’s needs a...
UHCU Online Banking will be getting an upgrade on Tuesday, February 11th! A new feature will now be available – the ability to edit a single transfer and a recurring transfer series!
The new year is always a good time to renew and refresh things in life. With the dawning of a new decade as well, it’s a great time to look at updating your home! Beat the ...
When we think of going house hunting, we tend to picture sunny skies and spring time, not cold and dreary days. Don’t let that scare you, as there are actually several advantages to house h...
We want to inform our members that we have received multiple reports of UHCU members receiving phone calls from fraudsters.
Be aware that we have received multiple reports of UHCU members receiving a suspicious SMS text message requesting action by the member. We will never request this information from our members, includ...
Road trips - the quintessential American mode of travel that highlights the joys of the holidays like no other activity. It's a tradition, much like listening to your Uncle’s high school foo...
United Heritage Credit Union has teamed up with the United Heritage Charity Foundation to host its Annual Toy Drive Monday, December 2 to Friday, December 13 benefiting the Children’s ...
United Heritage Credit Union is proud to once again be a Featured Sponsor at the 31st Annual Chuy's Children Giving to Children Parade.
While many people are taking advantage of paying their bills through Web BillPay, payment using a paper check may still be preferred in some circumstances to avoid transaction fees, for gift giving or...
From registering for classes to finding housing, going back to school for the semester can feel like an endless to-do list. It’s easy to get overwhelmed with forms, payments, and schedules. And ...
Microsoft announced earlier this year that they plan to end support for most versions of Internet Explorer (IE) in January 2020. Prior to this, support for IE 10 and older ended 1.12.16. What does thi...
There’s a new robocall scam hitting the mobile phone scene and unlike others, this one is baiting you to call back. Dubbed Wangiri scams – Japanese for “one-ring and cut” &ndas...
Seeing a fraudulent charge on your credit or debit card may make your heart race, but it’s not a moment to panic. Rather, it’s the time to keep a cool head and take deliberate steps to pro...
We're happy to share our UHCU Coloring Book with everyone! Feel free to print the pages of Beaker and his friends for fun coloring time at home.
Recently, United Heritage Credit Union became aware of individuals receiving fraudulent Official Checks containing the UHCU name and logo in the mail along with a pamphlet instructing the recipient to...
The 2019 United Heritage School Supply Drive is underway! Learn more about the drive and how you can help in this blog post.
Whether you're buying a new vehicle or a pre-owned vehicle that’s new-to-you, the experience should feel rewarding. Unfortunately, many people find buying a new car to be stressful. Don'...
Effective Wednesday, June 5, 2019, our debit card monitoring provider, Falcon Fraud Monitoring, is adding SMS/text messages and email as ways they may contact you to discuss potential fraud attempts o...
There are only a few weeks left before summer officially begins and if you’re planning on selling your home soon, you should consider devoting some time to small, inexpensive weekend projects th...
Are you a first-time car buyer? Before heading to the dealership, check out these steps on how to best buy a car.
In this age of information, we’ve all heard stories about identity theft and how rampant it has become. Recent stats and studies on identity theft crimes found that data pirates are becoming inc...
Credit card skimmers are discreet smart devices that hackers, thieves, and scammers have been known to install at credit card terminals to steal information and make fraudulent purchases. Read about t...
United Heritage Credit Union is excited to host our 2019 Book Drive from Monday, March 4 to Friday, March 22 benefiting BookSpring in the Austin-area and the Boys and Girls Club of East Texas in the T...
We want to inform our members that we have received multiple reports of UHCU members receiving phone calls from fraudsters. Please read the full post for more information.
When it comes to purchasing a new home, using the assistance of experienced UHCU Loan Specialists who know the process inside and out can help make the experience smooth and free of unnecessary stress...
We want our members to be aware that fraudulent postcards are being sent to members of credit unions near UHCU.
Android phones are extremely popular and therefore are targeted by malicious apps in order to steal banking information.
United Heritage Credit Union has teamed up with the United Heritage Charity Foundation to host its Annual Toy Drive Monday, November 26 to Wednesday, December 12 benefitting the Center for Child Prote...
United Heritage Credit Union is proud to be a Featured Sponsor at the 30th Annual Chuy's Children Giving to Children Parade. Join the United Heritage Team at the parade where you’ll see Beak...
Purchasing a new home can be as exciting as it is intimidating. In addition to the numerous loan options and payment structures, there are mortgage-related words and terms that might be new to some. B...
A first-time homebuyer could easily overlook fees and expenses that come when purchasing a home. That’s why it’s important to learn about all of the costs you will have to budget for. Here...
United Heritage Credit Union’s Slaughter branch, located at 5011 W Slaughter Ln. in Austin, is celebrating its 10th anniversary with a fun, free event on Friday, September 21, 2018 from 3:00 PM ...
United Heritage Credit Union has wrapped up its three Austin-area Member Appreciation events of 2018!
The FBI recommends that anyone who owns a wireless router reset it as soon as possible due to sophisticated malware that likely comes from Russian state-sponsored hackers.
The 2018 United Heritage School Supply Drive is underway! Learn more about the drive and how you can help in this blog post.
United Heritage Credit Union’s Westlake branch recently celebrated its 10th anniversary with 10 Acts of Kindness. As a way to say thank you to members and the surrounding community, the Westlake...
United Heritage Credit Union’s Westlake branch, located at 2009 S Capital of Texas Hwy in Austin, is celebrating its 10th anniversary with 10 Acts of Kindness! Acts of Kindness include a member ...
In honor of Mother's Day, we sat down with a few UHCU employees to talk about their moms and about being a mom. Happy Mother's Day!
Scams come in many varieties, and millions of people fall victim to them each year. Learn about some of the most common tactics and check out these practical tips to help you spot and avoid scams.
EMV Chip Debit Cards are available for United Heritage Credit Union members! Call or stop by any full-service UHCU branch to upgrade your card today.
United Heritage Credit Union’s Lakeway branch recently celebrated its 10th anniversary with 10 Acts of Kindness. As a way to say thank you to members and the surrounding community, the Lakeway b...
From March 12 to March 23, Team United Heritage is collecting gently used or new children's books for its 2018 Spring Book Drive benefiting BookSpring in Austin and the Literacy Council of Tyler.
United Heritage Credit Union’s Lakeway branch, located at 3317 S RR 620 in Austin, is celebrating its 10th anniversary with 10 Acts of Kindness! Acts of Kindness include a member lunch on the La...
Fraudsters are illegally transferring cell phone numbers from one wireless provider to another in what are known as port-out scams.
Identity theft occurs when a thief steals someone's personal information to commit fraud. Generally, the thief will use a stolen Social Security number or other personal information to open new ac...
What do you need to keep in mind when using online banking in order to stay secure? Read this post for helpful tips.
Scammers impersonating Internal Revenue Service employees are calling taxpayers and claiming they owe the IRS money that must be paid through a pre-loaded debit card or wire transfer. In an effort to ...
It was recently discovered that nearly all devices with microprocessors, including computers and smartphones, are vulnerable to at least one of two exploits that could allow hackers to steal data. The...
As banking and shopping online are increasingly becoming the norm, United Heritage Credit Union reminds members to use caution when online.
United Heritage reminds individuals to never provide an entity they do not know and/or trust with any personal, sensitive information via email.
The United Heritage Charity Foundation's seventh-annual Auto Raffle raised more than $67,000 this year! The money raised via the raffle ticket sales helps the Charity Foundation achieve its charit...
As fraud constantly evolves, United Heritage Credit Union reminds members to remain vigilant when it comes to their finances. Outlined in this blog post are a number of common scams that you can avoid...
The 2017 United Heritage School Supply Drive is underway! Learn more about the drive and how you can help in this blog post.
The Federal Communications Commission is alerting the public to recent "Can you hear me?" scams in which fraudulent callers record a victim's voice over the phone. The fraudsters then us...
Austin-based United Heritage Credit Union is celebrating 60 years of providing members with superior financial services.
Although sitting in traffic can take a toll on the health of your vehicle, following a few simple guidelines can help ensure you're not spending a fortune on your car.
With an average list price of $414,563 for a four-bedroom, two-bathroom house, Austin-area homes are the most expensive in the Lone Star State. Check out these money-saving tips to ensure you don'...
In response to a variety of recent telephone and text message scams, United Heritage Credit Union wants to remind members of the common signs associated with financial scams so members can prevent the...
Criminals are tricking Apple users into sending them money by hacking in to users' Apple accounts and convincing them that their devices have been compromised via a message on their Apple device l...
In lieu of a recent increase of a crime known as jugging, United Heritage Credit Union would like to remind members to be aware of their surroundings when withdrawing cash.
The United Heritage Charity Foundation's sixth-annual Auto Raffle raised a record $70,424 this year! Funds raised through raffle ticket sales help make the Charity Foundation’s charitab...
This year's United Heritage School Supply Drive is underway! Learn more about the drive and how you can help in this blog post.
The United Heritage Community Scholarship Committee presented two $5,000 scholarships to Eliza Cain and Zachary Ray at the 2016 Member Appreciation events.
Preparation is key to guaranteeing the annual tax deadline doesn't overwhelm you. Check out the following tips on how to reduce stress and increase your refund, or decrease the amount you owe.
Through the first two weeks of March, Team United Heritage is collecting gently used or new children's books for its 2016 Book Drive benefiting BookSpring in Austin and the Literacy Coun...
In light of a recent scam, United Heritage Credit Union urges members to remember to never arrange the transfer of money or provide personal information to unknown entities.
The beginning of the year is a great time to get your finances in order. Though money management can seem a bit daunting at first, it doesn't have to be. Check out our advice below to see how you ...
January is typically a slower car-buying month, which opens up the opportunity for potential savings. While acting fast can benefit you financially, it's still important to consider all of your op...
With the help of members and staff, United Heritage Credit Union collected more than $3,450 worth of toys for the Austin Police Operation Blue Santa program this holiday season.
United Heritage Credit Union is thrilled to announce we've been named one of the Austin American-Statesman Top Workplaces for 2015! This marks the sixth consecutive year UHCU has made the list.
United Heritage Credit Union is holding a toy drive from Monday, November 16 to Friday, December 11 to benefit the Austin Police Operation Blue Santa program. With the help of Austin residents, the pr...
An EMV card is a standard-size credit or debit card that has a microchip embedded on the front of the card in addition to the traditional magnetic strip on the back.
The annual United Heritage School Supply Drive is underway! Learn more about this event and how you can help in this blog post.
If you're in the market for a new home, you're also in the market for a mortgage loan. And when it comes to loans of any type, it's key to work with a lender you trust. That's why it&#...
Recently the UHCU.ORG website was ranked 7 in The Financial Brand's list of 25 Inspirational & Responsive Banking Website Designs. Responsive websites are those that adjust to the size of the ...
Each year the popularity of online dating increases, the more people become susceptible to online dating scams. Yet, scammers who troll such social sites use the same-old tactics to swindle their vict...
Throughout the month of March, Team United Heritage is collecting gently used or new children’s books for their 2015 Spring Book Drive benefiting BookSpring in Austin and the Literacy Council in...
In order to steal personal information, like Online Banking credentials, scammers are now sending emails including links that change the settings on your internet router if clicked. Attacks such as th...
Tax season is upon us and we've compiled a list of tips to help you make the most of it. So before you file your taxes this year, read our advice on how you can reduce stress and increase yo...
United Heritage is now ranked among the top credit unions in the world (#41) on social media after being named to The Financial Brand's Power 100 list of credit unions.
The Internal Revenue Service (IRS) recently issued a consumer alert regarding an IRS-impersonation telephone scam. The callers claim to be IRS employees, may know information about you and also alter ...
We're bringing back our first post of 2014 since it contains a lot of valuable information regarding financial resolutions that are still relevant. One of the best things about beginning a new yea...
This is a great time to visit friends and family. Unfortunately, holiday travel can cause your budget to suffer due to high-priced airline tickets, unexpected lodging expenses and more. Therefore, we&...
Although virtual currencies like Bitcoin, Dogecoin and XRP have been receiving a lot of press lately, many people are unaware of what they are, how they’re used or the risks associated with them...
Security experts have recently discovered a flaw in the system software used within most internet-connected devices –even Mac computers. Shellshock affects the Bash application, software that tr...
Since people are beginning to gear up for the Austin City Limits Music Festival, we’ve put together some tips for those who plan to attend the Festival this year.
Buying a home is an exciting experience, but it can also be overwhelming. It will probably be the single largest purchase you ever make and it requires thoughtful planning. Therefore, all first-time h...
If you’re like most Americans, the question isn’t, “Am I going to finance my new home?” But rather, “What mortgage payment can I afford?” Before you begin hun...
An internet vulnerability affecting roughly two-thirds of all websites was recently discovered. Websites that use free, open source forms of encryption (OpenSSL) are at risk. UHCU’s website...
Nowadays, millions of people turn to online dating websites to find companionship and romance. Why not, right? The idea and convenience of meeting your soul mate on the internet is alluring to a...
United Heritage Credit Union staff members recently raised $460 for Dell Children’s Regional Heart Program by donating $5 each to the charitable organization.
United Heritage Credit Union considers the protection and security of our members’ personal information a very serious matter. With this in mind, we launched our new Online Banking system in Sep...
One of the best things about beginning a new year is getting a fresh start. It’s nice to press that imaginary “Reset” button on January 1 and forget about the pitfalls of the previou...
Every month of the year you can catch a member of Team United Heritage in an act of kindness. These are Credit Union employees who voluntarily give of their time, participate in fundraising events and...
The holiday season is quickly approaching, which means spending time with family, putting up fun decorations, preparing tasty food and shopping for holiday gifts. Unfortunately, it also means fraudste...
You are leaving UHCU’s website. Our website contains links to third party sites and other resources not controlled/operated by UHCU. Once you are linked to another site, you are subject to the privacy/security policies and terms of use of the new site, which may differ from those of UHCU. United Heritage Credit Union is not responsible for the content on any linked site and represents neither you nor the third party in the event you enter into an agreement or transaction.